Get Nursing Malpractice Insurance in Minutes and Save up to 20%

Subtitle: Coverage for Nurse Practitioners, CRNAs, Registered Nurses, Nursing Students, Licensed Practical Nurses & More

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Medical Malpractice Coverage

Defense Counsel

Worldwide Coverage

Good Samaritan Coverage

Information Privacy Coverage (HIPAA)

License Protection

Defendant Expense Benefit/Deposition Representation

Reputation Coverage

Business/General Liability Coverage

Medicare/Medicaid Reimbursement Endorsement

Medical Malpractice Coverage

If you work as an advanced practice or allied health medical professional, medical malpractice coverage insures you against claims of negligence or of making a mistake that caused bodily harm to another. This includes providing you with a lawyer to defend yourself and the funds you can use to pay judgments or settlements.*

AMOUNT COVERED: Typical limits of liability range from $500,000 per claim/$1 million aggregate to $2 million per claim/$6 million aggregate.

Defense Counsel

If a claim is filed against you, we’ll retain a lawyer for you from our network of defense attorneys specializing in medical malpractice. We’ll also pay for related defense costs (e.g., lawyer fees, court fees, expert witness costs).

Note that these defense costs are outside the limits of your insurance. This means that their services don’t cut into the settlement fees you may need to pay after a ruling.*

AMOUNT COVERED: Provided in addition to your policy’s limits of insurance.

Worldwide Coverage

Your policy applies on a worldwide basis, as long as a claim is brought against you in the United States (which includes any U.S. territories or possessions).*

Good Samaritan Coverage

If you provide medical care to someone outside of your primary work setting and that person files a claim against you, your policy would still apply.*

Information Privacy Coverage (HIPAA)

If a claim alleges that you violated privacy rules in connection with private health information, we provide you with access to counsel and will reimburse you for costs related to HIPAA proceedings—including relevant HIPAA fines.*

AMOUNT COVERED: $25,000 per policy period.

License Protection

If you’re involved in a licensing board action or proceeding, our policy provides you with legal counsel.*

AMOUNT COVERED: $25,000 per policy period.

Defendant Expense Benefit/Deposition Representation

If we ask you to attend litigation activities (e.g., a deposition), our policy will reimburse you for actual lost wages and any necessary expenses you incur (e.g., travel, meals).*

AMOUNT COVERED: Up to $1,000 per day.

Reputation Coverage

If you face a threat to your professional reputation, we can provide you with a crisis management/public relations consultant to help clear your name.*

AMOUNT COVERED: $50,000 per claim.

Business/General Liability Coverage

The policy applies if someone files a claim against you alleging that your premises or operations caused them bodily injury or harm.*

AMOUNT COVERED: $1 million occurrence/$1 million aggregate.

Medicare/Medicaid Reimbursement Endorsement

If you’re audited by either Medicare or Medicaid, we offer reimbursement for related accountant or attorney costs that result from the investigation or defense of the audit proceedings.*

AMOUNT COVERED: $30,000 for a covered audit and related expenses.

You should consider having your own nurse malpractice insurance policy to protect your interests. Even if your employer provides coverage, here are some important things to consider:

A fellow employee could submit a claim against you. Your company’s policy may exclude coverage for claims of one employee against another employee.
If you’ve changed jobs and a claim is filed against you for actions while you were with your previous employer, your prior company’s policy may no longer cover you.
Your employer’s policy may not cover your lost wages that accrue while you attend legal proceedings.
If a number of employees are named in the same claim, your employer’s policy may not have adequate limits to protect you and your fellow employees.

Having your own policy can help you feel more comfortable if a claim is filed against you. With your own policy, you’ll have access to your own legal representation, and the resources of the policy aren’t shared among multiple insureds.

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"20% savings" is based on industry pricing averages as of March 2020.

Subject to terms and conditions of the policy. Quote and issuance of a policy are conditioned upon receipt and approval of the following 1) Practice Location; 2) Profession / Specialty; 3) Employment Status; 4) Coverage Type; 5) Hours Worked; and 6) Prior Claims Activity. Final pricing and terms of coverage may vary. Terms, pricing, and coverage may vary. Products not available in all states.