Starting at $42 per month
Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you and your business when you need us.
We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, businesses who choose Berxi save an average of 15% on general liability insurance. We offer coverage for:
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If a customer or visitor is injured at your place of business – for instance, by slipping and falling – your general liability policy can help cover their medical bills.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover any damages or settlement costs.
If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you.
If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional endorsement, which can help pay for damage, loss, or theft of your equipment, tools, inventory, and other business assets.
General liability (GL) insurance, also known as business or commercial liability insurance, covers claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.
General liability insurance is a way to help protect your business and cover your costs if someone gets hurt at your place of business, you or your employees accidentally damage another person’s property, or you harm someone’s reputation.
If a client or another nonemployee gets hurt at your job site — for example, by tripping over some stacks of tiles, rolls of carpeting, or tools left in a hallway — your general liability insurance policy can help cover the cost of their medical bills. And if they file a lawsuit, your Berxi insurance can help pay for your legal defense and settlement costs.
In addition, your general liability policy covers property damage. When installing flooring and carpet at a client’s home or commercial property, there’s always the chance you or your employees could accidentally cause property damage at the job site: common claims involve damaged furniture and pierced water pipes or electrical wiring. The cost to fix this kind of property damage can easily add up to thousands of dollars. Rather than being stuck with a hefty bill, your general liability insurance from Berxi can help pay for repairs, replacements, and other costs.
Finally, if a client claims that an uneven tile or section of carpeting caused an injury six months after you finished the job, your general liability insurance can help protect you financially and legally.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
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Che H.
“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”
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Jeremy B.
“I am setting up a new business and there are a lot of steps, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”
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Tara
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