We know you’re busy, so we make the process of getting professional liability insurance and business liability insurance, also known as general liability insurance, as simple as possible. From giving you an instant quote to providing the help you need when you need it, we’ve got you covered. Plus, when you buy from us, you’re buying direct — and we pass the savings on to you.
Professional liability insurance — which includes medical malpractice, dental malpractice, and errors and omissions insurance — is designed to protect professionals from lawsuits resulting from the services they provide. Your professional liability policy can help with legal and financial protection if a client or patient claims you made a mistake in your work that caused a loss or bodily injury.
For instance, if a healthcare or dental professional is sued for making a mistake that harms a patient, their malpractice insurance policy can help cover legal fees and settlement costs. Likewise, when a professional or small business gets blamed for an error or oversight that costs a client money, their errors and omissions policy can help.
Professional liability insurance can be valuable for any business, professional, or independent contractor who has clients or patients. Some of the professionals and small business owners who can benefit from professional liability insurance include:
We offer medical malpractice insurance for a wide range of healthcare providers, including nurses, allied healthcare professionals, and mental health providers. Learn more about who we insure and what a Berxi policy covers.
learn more
We offer dental malpractice insurance for everyone in your practice, including dentists, dental assistants, orthodontists, periodontists, and dental hygienists. Learn more about who we insure and what a Berxi policy covers.
learn more
We offer errors and omissions (E&O) insurance for professionals and small businesses of all kinds, including those in real estate, financial services, media and marketing, business consulting, insurance, and more.
learn moreBusiness liability insurance, also known as general liability (GL) insurance, covers claims made by others that arise from normal business operations, including claims of bodily injury, property damage, and nonphysical personal injury such as libel or slander.
General liability insurance, or business liability insurance, is a way to help protect your business and cover your costs if someone gets hurt at your place of business, you or your employees accidentally damage another person’s property, or you harm someone’s reputation.
Small businesses, professionals, and contractors from all different industries use business liability insurance. Examples of businesses that use business liability insurance include:
|
|
|
Now you can protect your business from claims of bodily injury, property damage, and personal injury. Some states available — launching nationwide 2025.
learn moreProfessional liability insurance, which includes medical malpractice, dental malpractice, and errors and omissions insurance policies, covers claims that you’ve made a mistake or committed neglect that caused harm to someone else. It can help protect you if you make a mistake at your job that directly impacts a person or another business.
In the event of a lawsuit against you or your business, your professional liability insurance policy can help cover legal costs, including attorneys’ fees, court costs, and arbitration fees, as well as the costs of settlements you may need to pay. In addition, malpractice policies can help protect you from the unique risks you face as a medical or dental provider, such as HIPAA violations, licensing board complaints, peer review, reputation protection, and more.
Business liability insurance — also known as general liability insurance — covers third-party claims of bodily injuries and property damage, and it can help pay for medical bills, repair costs, legal fees, and settlements. It’s a way to protect your business if a visitor gets hurt or someone’s property is damaged by you or one of your employees.
In fact, general liability insurance is often called “slip and fall” insurance because it can help protect you if a customer or visitor were to slip and hurt themselves on your commercial property. In addition, it can provide legal and financial support if your business is sued for personal injury, such as harming someone’s reputation through libel or slander.
The cost of professional liability insurance depends on a number of factors, including your profession and industry, where you practice or operate your business, and whether any previous claims have been filed against you.
Prices also vary between insurers. Berxi is a direct-to-customer insurance provider, meaning our customers don’t have to pay broker or association fees. As a result, our customers save an average of 15% or more on liability insurance.
The best way to find out how much your policy will cost is to compare quotes from different providers. Get a quote from Berxi today — it takes only a few minutes.
Every business is unique, and the cost of your business liability insurance — also known as general liability insurance — will depend on your line of work, your needs, and the risks you face. Factors that can affect the cost include:
Berxi’s general liability insurance for small business starts at an average of $20 per month. The best way to find out how much your policy could cost is to get a quick online quote. It only takes a couple of minutes, and your policy can go into effect any day you like, including today.
General liability and professional liability insurance policies address different risks. While general liability insurance covers third-party incidents that could happen in almost any setting (e.g., a client slips and falls on your property), professional liability insurance addresses errors and omissions you might accidentally make that could cause a person or a company harm. Types of professional liability insurance include errors and omissions insurance for small businesses and malpractice insurance for medical professionals. When combined, general liability insurance and professional liability insurance can cover a broad scope of incidents and oversights that could lead to claims.
