Nurse Malpractice Insurance for RNs & LPNs/LVNs
Things happen. Mistakes may get made, or a patient (or their family) may simply want to blame someone for a difficulty they’re having. Ultimately, it’s important to protect one of your biggest assets — your career. You can rest easy knowing that the team at Berxi will be looking into your claim and providing you with the resources to protect you.Get a Quote
Still in nursing school? Check out our student nurses page to learn more.
What Does Berxi Malpractice Insurance Include?
Here are some noteworthy features of our malpractice policies:**
- Occurrence and claims-made policy options
- Don’t know the difference between the two? No worries! We wrote an article that breaks it all down for you.
- Legal defense outside the limits of liability
- This means that money spent on your defense won’t be deducted from your insurance limits — so if you have a $1 million limit, you’ll still have $1 million to pay for any settlements or damages.
- Flexible deductible options, including $0 deductibles
- Flexible insurance limits based on your needs
- Convenient payment plans for select policies
- Customizable tail coverage options for customers with claims-made policies
How Much Does Nursing Malpractice Insurance Cost?
Nurse malpractice insurance typically starts at around $68 per year. That said, the actual cost of your policy will depend on a number of factors, including your years of experience, education, state(s) in which you work, and time spent on the job.**
Want to get a better idea of how much your policy could cost? Take 2 minutes and get a quote now. If you decide to purchase, your policy can go into effect any day you’d like, including today.Get a Quote
Do You Provide Coverage for Me While I Go Back to Nursing School?
Yes, we do. There are two ways to do this. If you’d like coverage as an RN and as a student, you can simply purchase an RN policy and we can add a student endorsement to it. But if you prefer coverage only as a student, we also offer a variety of student policies that start at about $14 per year.**
Jason was very helpful. He provided information and was very accommodating, even when I changed the type of policy. He was patient and pleasant. Great experience. Thank you.
Why Should I Choose Berxi for My Nursing Malpractice Insurance?
At Berxi, we’re working to create a better insurance experience for RNs and LPNs/LVNs by offering affordable coverage and outstanding service. Here are a few things that set us apart:
- We’re part of Berkshire Hathaway Specialty Insurance Company. You could say that we’ve got the best of both worlds: While we’re as flexible as a start-up, we also have the financial stability to make sure we’re around for the long term.
- We’re a direct-to-customer model. This means that we’re not just the people who sell you an insurance policy – we’re also the people who are responsible for handling your claim. There’s no one in the middle; it’s just us and you. Plus, working directly with us eliminates fees that are typical in insurance transactions. In fact, buying direct from us can save you as much as 20%. (Get a quick quote now and see for yourself.)
- We’re digital. You can go onto our website to get a quote, buy a policy, and download your certificate of insurance – all in the exact same day. And if you ever need to file a claim, you can also do that digitally, too.
- We’re here for our customers. When you call our support line, you won’t have to navigate through an endless phone tree or argue with a robot: You’ll reach a real-life human being who’ll work hard to answer all your questions. Being a customer-first company is part of our mission — and we have a great reputation for it.
What's Covered Under a Berxi Medical Malpractice Policy?
Automatic Coverage Extensions
Additional A La Carte Coverage
* "20% savings" is based on industry pricing averages.
** Quote and issuance of a policy are conditioned upon receipt and approval of the following 1) Practice Location; 2) Profession / Specialty; 3) Employment Status; 4) Coverage Type; 5) Hours Worked; and 6) Prior Claims Activity. Final pricing and terms of coverage may vary.
*** Terms, pricing, and coverage may vary.
**** All policies are underwritten by Berkshire Hathaway Specialty Insurance Company.