Interior Artisan
Liability Insurance

Get comprehensive general liability insurance from Berxi and protect your business, including coverage for interior renovation, tile installation, and stone, marble, and ceramic installation.

interior artisan with level working on wall artisan contractor insurance

Starting at $29 per month

Why do interior artisans choose Berxi?

Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you and your business when you need us.

We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, interior artisans and renovators who choose Berxi save an average of 15% on general liability insurance. We offer general liability coverage for interior artisans of all different specialties, including:

  • Interior renovation
  • Tile installation
  • Stone installation
  • Marble and ceramic installation

4.88 out of 5 stars (19,730 reviews)

What does general liability insurance cover?

Key Benefits

  • Limits of liability up to $1 million per claim/$5 million aggregate
  • No deductibles, interest payments, or hidden service fees
  • World-class customer support and claims service
  • 24/7 online access to your Berxi account
  • Available add-ons, including business personal property, workers’ comp, and cyber insurance

AM Best

If a customer or visitor is injured at your place of business – for instance, by slipping and falling – your general liability policy can help cover their medical bills.

If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.

If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover any damages or settlement costs.

If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you.

If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.

You can choose to add business personal property (BPP) coverage to your general liability policy as an optional endorsement, which can help pay for damage, loss, or theft of your equipment, tools, inventory, and other business assets.

What is general liability insurance?

General liability (GL) insurance, also known as business or commercial liability insurance, covers claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.

General liability insurance is a way to help protect your business and cover your costs if someone gets hurt at your place of business, you or your employees accidentally damage another person’s property, or you harm someone’s reputation.

Why do interior artisans need general liability insurance?

When you’re on the job at a client’s home or commercial space, there’s always the chance you or your employees could accidentally cause property damage to the client’s building, furniture, or personal property. Rather than being stuck with a hefty bill to fix this damage, your general liability insurance from Berxi can help pay for repairs, replacements, and other costs.

In addition, your general liability insurance can protect you from claims of structural damage and bodily injury that occur long after you’ve finished the job. For example, if a homeowner sues you six months after a job is completed because an improperly installed stone backstop collapsed and damaged their kitchen sink and counters, your Berxi general liability insurance can pay for repairs, legal defense, and settlements.

Finally, if a client or another non-employee gets hurt at your job site — for example, by tripping over equipment or materials you left in a hallway — your general liability insurance policy can help cover the cost of their medical bills. And if they file a lawsuit, your Berxi insurance can help pay for your legal defense and settlement costs.

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interior artisan laying floor tiles

What people say about Berxi

Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”


Che H.

“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”


Jeremy B.

“I am setting up a new business and there are a lot of steps, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”


Tara

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