Top-rated dental malpractice insurance with world-class customer support.
These are some of the most common errors that can result in dental malpractice lawsuits, regardless of whether the defendant was at fault or if the claim is spurious:
A malpractice claim not only impacts your finances, but it can also threaten your license and practice, damage your reputation, and consume your valuable time. If you ever face a lawsuit, your Berxi coverage will put a dedicated attorney and a team of claims professionals in your corner to help you through the ordeal. And if you’re found liable for damages, settlements, or other fees, Berxi can help cover the costs.
According to the National Practitioner Data Bank, almost 6,600 dental malpractice payouts were made between 2018 and 2023, with 79 of these being for $1 million or more. Even on the smaller end, a dentist could be looking to pay out at least $50,000 or more. Malpractice insurance can be a financial lifesaver for dental providers who find themselves facing a malpractice lawsuit.
Yes. Berxi’s malpractice coverage extends to full practices and dental professionals of all kinds, including endodontists, oral pathologists, orthodontists, periodontists, dental hygienists, and others. We also provide coverage for a broad array of professional services, including consulting, teaching, utilization management review, and more.
No. Some dental malpractice insurance providers require you to be a member of a specific organization or association before you can purchase their policy (and that’s not even at a discount), but not us.
Because we think your reasons for joining a professional organization are left to you, Berxi does not require any memberships before you purchase a policy. But deciding to join a dental association does come with an additional perk: we’ll give you a discount on your malpractice insurance policy. We’ll also provide a discount if you’ve taken a risk management course in the past year.
Yes, we cover you if you work in different cities and states. Your Berxi policy follows you across all 50 states (and Washington D.C.), so work performed outside the state where you primarily practice will be covered under your policy.
Yes. Under your Berxi insurance policy, you’re covered for your part-time teaching at a community college/university or dental facility while you practice.
“[My claims representative] was so compassionate. He listened and kept me informed on the status of the case. He really cared about what I was going through and reassured me that Berxi was on my side and that I didn’t need to worry.”
– Kim P.
“I’ve been struggling for weeks, trying to find the correct insurance for my new practice. I was quoted 3 times as much for the same coverage from other companies. In about 10 minutes, I had everything I needed from Berxi!”
– Jody R.
“Berxi was recommended to me by a friend, and now it seems that everyone where I work has them! The quoting process was easy, and the price is better than anywhere I’ve found.”
– Jeremy B.
If you ever face a lawsuit, our policies can help cover your settlement costs. We offer flexible limits of liability, up to $2M per claim and $4M total, so you can choose the amount of dental malpractice coverage that’s best for you.
When facing a claim or lawsuit, we’ll retain a lawyer for you from our national network of vetted defense attorneys. We’ll also pay for related defense costs (e.g., lawyer fees, court fees, expert witness costs). __Your defense costs are outside the limits of liability, meaning that they won’t cut into the settlement fees you may need to pay. __
If you’re asked to attend litigation activities (e.g., a deposition), our policy will reimburse you for actual lost wages and any necessary expenses (e.g., travel, meals).
If a professional licensing authority is investigating matters related to your professional conduct, our policy provides you with legal defense.
This coverage applies to the expenses to defend a dispute, usually regarding treatment or billing decisions, that is brought by a dental peer review board or committee. The dispute might be between you and a patient, a third-party payer like a Preferred Provider Organization, or even your dental association.
In the event that a claim alleges you violated privacy rules in connection with private health information, we provide you with access to counsel and will reimburse you for costs related to HIPAA proceedings — including relevant HIPAA fines.
When you face a threat to your professional reputation, we can provide you with a crisis management/public relations consultant to help clear your name.
If there is an accident unrelated to your dental professional services at your practice and someone is injured, their first aid expenses can be covered under your policy, provided that the person injured is not covered under workers’ compensation or similar benefits.
We work with your defense attorney to reach the best possible outcome for your malpractice case. We won’t settle a claim without your approval.
If you provide professional care to someone who is not your patient in a first aid or emergency situation, and that person files a claim against you, your policy will still apply.
Your policy applies on a worldwide basis, as long as a claim is brought against you in the United States (which includes any U.S. territories or possessions).
Comprehensive, flexible coverage
Licensed in-house agents to answer your questions
A direct-to-customer, digital experience with 24/7 online access
Coverage for your services wherever you’re licensed in the United States, even outside your main practice state
We are part of Berkshire Hathaway Specialty Insurance Co., which has an A++ (Superior) financial strength rating from AM Best
Working directly with us — from purchase to claims — saves you money. In fact, our customers save an average of 15%.
