General Liability Insurance for Photographers

Protect your business with top-rated general liability coverage from Berxi. Quote, buy, and download your policy in minutes.

Photographers working with their cameras | general liability insurance for photographers

Why do photographers choose Berxi?

Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you and your business when you need us.

We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, photographers who choose Berxi save an average of 15% on general liability insurance.

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What does general liability insurance cover?

Key Benefits

  • Limits of liability up to $1 million per claim/$5 million aggregate
  • No deductibles, interest payments, or hidden service fees
  • World-class customer support & claims service
  • 24/7 online access to your Berxi account
  • Available add-ons, including business personal property, workers’ comp, and cyber insurance

AM Best

If a customer or visitor is injured at your place of business – for instance, by slipping and falling – your general liability policy can help cover their medical bills.

If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.

If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover any damages or settlement costs.

If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you.

If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.

What is general liability insurance?

General liability (GL) insurance, also known as business or commercial liability insurance, covers claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.

General liability insurance is a way to help protect your business and cover your costs if someone gets hurt at your place of business, you or your employees accidentally damage another person’s property, or you harm someone’s reputation.

Why do photographers need general liability insurance?

As a photographer, you need general liability insurance to protect your business from claims of bodily injury, property damage, and advertising injury. For example, if a customer claims you accidentally damaged their property while taking family portraits in their home, your general liability policy can help cover the costs of repairs and legal defense.

Your general liability insurance can also help cover you if you’re photographing an event and someone trips over your equipment and gets injured. And if someone accuses you of infringing on a copyright with your photos, general liability coverage may help with legal defense and settlement costs. With the protection of Berxi’s comprehensive general liability insurance for photographers, you can get the confidence and peace of mind you need to focus on what matters: growing your business.

 

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What people say about Berxi

Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”


Che H.

“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”


Jeremy B.

“I am setting up a new business and there are a lot of steps, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”


Tara

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