Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you and your business when you need us.
We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, small businesses and independent contractors who choose Berxi save an average of 15% on general liability insurance.
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General liability (GL) insurance, also known as business or commercial liability insurance, covers claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.
General liability insurance is a way to help protect your business and cover your costs if a customer or visitor gets hurt at your place of business, you or your employees accidentally damage another person’s property, or you harm someone’s reputation.
If a customer or visitor is injured at your place of business – for instance, by slipping and falling – your general liability policy can help cover their medical bills.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover any damages or settlement costs.
If a customer sues your business for alleged property damage or injury due to your products or completed services after the work is finished, products-completed operations coverage can help protect you.
If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.
If you accidentally damage a property that you’re renting through negligence, like causing a fire that damages a warehouse’s walls and ceiling, general liability insurance can help pay for repairs.
Small businesses, professionals, and independent contractors from all different industries can benefit from the protection of general liability insurance. If a customer gets hurt or one of your employees damages someone’s property in the course of business, your general liability insurance can provide essential financial and legal support. Examples of businesses and professionals that use general liability insurance include:
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
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Che H.
“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”
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Jeremy B.
“I am setting up a new business and there are a lot of steps, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”
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Tara
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