Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you when you need us.
We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, Pilates instructors who choose Berxi save an average of 15%.
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General liability (GL) insurance, also known as business or commercial liability insurance, covers third-party claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.
General liability insurance is a way to help protect your business and cover your costs if someone gets hurt at your place of business, you accidentally damage someone’s property, or you harm someone’s reputation.
If a customer or visitor is injured in class, at your studio, or on a client’s property, your general liability policy can help cover their medical bills.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover damages or settlement costs.
If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you.
If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.
As a Pilates instructor, there’s always the possibility of a client or visitor getting hurt. For instance, if someone slips and sprains their wrist during class, you could be held liable for medical bills, or even face a lawsuit. That’s where general liability insurance comes in: your policy can help pay for medical bills and provide legal defense in the event of a lawsuit.
In addition, if you accidentally damage someone else’s property — such as a mirror in a rented studio space — your general liability policy can pay for repairs or replacements. In fact, many studios, gyms, and other venues require Pilates instructors to carry their own general liability insurance.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
– Che H.
“I am setting up a new business, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”
– Tara
“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”
– Jeremy B.
