How Does Berxi Compare to Competitors?
Subtitle: Let us show you! See how our dental malpractice insurance compares below.
Coverage & Services
Other Insurers
?
Other Insurers
Up to 30% broker or admin fee may be included in price
Berxi
None
?
Other Insurers
Range from A++ to non-rated
Berxi
Berkshire Hathaway Specialty Insurance Company A++ rated carrier
?
Other Insurers
Varies
Berxi
Defense is paid "outside the limits" of insurance, meaning defense costs won't be deducted from the money available to pay settlements
Deductible
Other Insurers
Varies
Berxi
No deductible
?
Other Insurers
Flexible limits of liability
Berxi
Flexible limits of liability
Live, in-house, licensed agent carrier support
Other Insurers
Typically just for claims
Berxi
Yes, for coverage questions and claims
Portable 24/7 coverage wherever you are licensed
Other Insurers
Varies
Berxi
Included at no charge
Tail Coverage
Other Insurers
Offered
Berxi
Offered
Discounts for new dentists and dental association members
Other Insurers
Varies
Berxi
Yes
Coverage for all dental assistants and hygienists in your practice
Other Insurers
Varies
Berxi
Included at no charge
?
Other Insurers
Varies
Berxi
Included at no charge
Dental Association Membership Requirement
Other Insurers
Sometimes
Berxi
None
?
Other Insurers
Varies
Berxi
Up to $25,000 per policy period
?
Other Insurers
Varies
Berxi
Will not settle without your consent
?
Other Insurers
May be limited
Berxi
Worldwide coverage
?
Other Insurers
Not always available
Berxi
Up to $25,000 per policy period
?
Other Insurers
Sometimes
Berxi
Up to $25,000 per policy period
?
Other Insurers
Not always available
Berxi
Up to $10,000 per policy period
?
Other Insurers
Not always available
Berxi
Up to $25,000 per policy period
?
Other Insurers
Up to $250/day
Berxi
Up to $1,000/day. Number of days not capped.
?
Other Insurers
Varies
Berxi
Included at no charge
?
Other Insurers
Excluded from coverage, but will provide defense until final adjudication. Some carriers cap coverage at $25,000 for an additional premium.
Berxi
Excluded from coverage, but will provide defense outside your limits until final adjudication.
OPTIONAL COVERAGES AVAILABLE
Other Insurers
Berxi
Medicare/Medicaid Reimbursement
Other Insurers
Not always available
Berxi
$25,000 per policy period
?
Other Insurers
Not always available
Berxi
$25,000 per policy period
15-20% savings is based on industry pricing averages as of March 2020.
Subject to terms and conditions of the policy. Quote and issuance of a policy are conditioned upon receipt and approval of the following: (1) Practice Location; (2) Profession/Specialty; (3) Employment Status; (4) Coverage Type; (5) Hours Worked; and (6) Prior Claims Activity. Final pricing and terms of coverage may vary. Terms, pricing, and coverage may vary. Products not available in all states.