How Does Berxi Compare to Competitors?

Let us show you! See how our dental malpractice insurance compares below.

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errors and omissions insurance
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Coverage & Services

Other Insurers

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Broker Fees

Other Insurers

Up to 30% broker or admin fee may be included in price

Berxi

None

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Financial Rating (per AM Best)

Other Insurers

Range from A++ to non-rated

Berxi

Berkshire Hathaway Specialty Insurance Company A++ rated carrier

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Defense Costs

Other Insurers

Varies

Berxi

Defense is paid "outside the limits" of insurance, meaning defense costs won't be deducted from the money available to pay settlements

Deductible

Other Insurers

Varies

Berxi

No deductible

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Limits of Insurance

Other Insurers

Flexible limits of liability

Berxi

Flexible limits of liability

Live, in-house, licensed agent carrier support

Other Insurers

Typically just for claims

Berxi

Yes, for coverage questions and claims

Portable 24/7 coverage wherever you are licensed

Other Insurers

Varies

Berxi

Included at no charge

Tail Coverage

Other Insurers

Offered

Berxi

Offered

Discounts for new dentists and dental association members

Other Insurers

Varies

Berxi

Yes

Coverage for all dental assistants and hygienists in your practice

Other Insurers

Varies

Berxi

Included at no charge

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Locum Tenens Coverage

Other Insurers

Varies

Berxi

Included at no charge

Dental Association Membership Requirement

Other Insurers

Sometimes

Berxi

None

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Board Action and License Protection Coverage

Other Insurers

Varies

Berxi

Up to $25,000 per policy period

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Consent to Settle Clause

Other Insurers

Varies

Berxi

Will not settle without your consent

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Coverage Territory

Other Insurers

May be limited

Berxi

Worldwide coverage

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Medical Waste Legal

Other Insurers

Not always available

Berxi

Up to $25,000 per policy period

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Peer Review Committee Coverage

Other Insurers

Sometimes

Berxi

Up to $25,000 per policy period

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First Aid Expenses Coverage

Other Insurers

Not always available

Berxi

Up to $10,000 per policy period

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HIPAA Violation Coverage

Other Insurers

Not always available

Berxi

Up to $25,000 per policy period

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Wage Loss/Deposition Expense Coverage

Other Insurers

Up to $250/day

Berxi

Up to $1,000/day. Number of days not capped.

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Good Samaritan Coverage

Other Insurers

Varies

Berxi

Included at no charge

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Sexual Misconduct/Abuse Coverage

Other Insurers

Excluded from coverage, but will provide defense until final adjudication. Some carriers cap coverage at $25,000 for an additional premium.

Berxi

Excluded from coverage, but will provide defense outside your limits until final adjudication.

OPTIONAL COVERAGES AVAILABLE

Other Insurers

Berxi

Medicare/Medicaid Reimbursement

Other Insurers

Not always available

Berxi

$25,000 per policy period

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Billing Errors and Omissions

Other Insurers

Not always available

Berxi

$25,000 per policy period

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Berxi Customers Tell Us

“Easy and quick quotes. Not overwhelming with wasteful emails. Great reminders for policy renewals.”

— Kerry C.

“The product specialist was excellent!!! Knowledgeable in the company’s insurance policy and helped me navigate through the website. BEST customer service I’ve had all year at any company. Because of their professionalism I purchased an insurance policy. Thank you!”

— Diane M.

“You guys helped me out at a great price when everyone else wanted to charge so much! Thank you!”

— Jennifer P.

“Berxi was recommended to me by a friend at another company, and now it seems that everyone where I work has them too! The quoting process was easy, the language about whether we were already covered by the company was easy to check in with HR about, and the price is better than anywhere I've found. Thanks a lot y'all!”

— Jeremy B.

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15-20% savings is based on industry pricing averages as of March 2020.
Subject to terms and conditions of the policy. Quote and issuance of a policy are conditioned upon receipt and approval of the following: (1) Practice Location; (2) Profession/Specialty; (3) Employment Status; (4) Coverage Type; (5) Hours Worked; and (6) Prior Claims Activity. Final pricing and terms of coverage may vary. Terms, pricing, and coverage may vary. Products not available in all states.