How Does Berxi Compare to Competitors?
Subtitle: Let us show you! See how our medical malpractice insurance compares below.
Coverage & Services
Other Insurers
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Other Insurers
Up to 30% broker or admin fee may be included in price
Berxi
None
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Other Insurers
Claims may be handled by the broker or the insurance carrier
Berxi
"Claims is our product.℠" This means we pride ourselves on our claims experience. Customers get matched with an in-house claims team member and are regularly kept up-to-date until it's resolved
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Other Insurers
Range from A++ to D
Berxi
A++ (Superior) rating
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Other Insurers
Varies. On average, $10,000 per claim / $25,000 per policy period
Berxi
Up to $25,000 per claim / per policy period
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Other Insurers
May settle without your consent
Berxi
Will not settle without your consent
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Other Insurers
Worldwide coverage
Berxi
Worldwide coverage
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Other Insurers
Paid in addition to the limits of insurance
Berxi
Paid in addition to the limits of insurance
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Other Insurers
None
Berxi
None
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Other Insurers
Included in limits
Berxi
Included in limits
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Other Insurers
Up to $25,000 per policy period
Berxi
Up to $25,000 per policy period
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Other Insurers
Base policy starts at $1 million per claim / $6 million per policy period. Larger base package comes at a higher cost
Berxi
Base policy starts at $1 million per claim / $3 million per policy period. Can increase limits based on your needs
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Other Insurers
Up to $25,000 per policy period (aggregate)
Berxi
Up to $50,000 per claim. Not capped
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Other Insurers
Excluded from coverage, but will provide defense until final adjudication. Not capped. Optional $25,000 coverage available in some states for an additional charge
Berxi
Excluded from coverage, but will provide defense until final adjudication. Not capped
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Other Insurers
$1,000 per day, $25,000 aggregate
Berxi
Up to $1,000 per day. Not capped
OPTIONAL COVERAGES
Other Insurers
Berxi
Medicare/Medicaid Reimbursement
Other Insurers
None found
Berxi
$25,000 per policy period (in addition to policy limit). 2% charge
Medical Director or Administrator Coverage
Other Insurers
Available. Reduced limits. Starts at $500
Berxi
Available. Same limits as policy. $500 charge
Nonmedical Services Coverage: Case Management, Healthcare Consulting, Life Care Planning Services
Other Insurers
Varies
Berxi
Covered. Same limits as policy. $25 charge
Telehealth Services Coverage
Other Insurers
None found
Berxi
Available on request. No additional charge
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Other Insurers
Varies. Some policies include aspects automatically, but charge more for the base policy. Can usually be added at an additional cost
Berxi
Available on request. Starts at $150 per year