Group and individual coverage available. Policies start at just $150/yr. Get a free quote in minutes and find out how much you can save.
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Improving lives by optimizing movement and function–it’s what you do best. But, things happen. Physical therapists can get sued–either as an individual or in a group claim involving the doctors, nurses, and therapists who were working with one patient. Ultimately, you want to protect yourself, your business, and your career. With medical malpractice insurance in place, you’ll get a team to protect your best interests and insurance for the expenses that result from your defense and any damages that need to be paid.
Between assessing the fitness capabilities of patients, developing treatment plans, and helping patients recover from injury or illness, physical therapists are busy. Our platform offers digital-age ease and efficiency, which translates into significant time and cost savings. (On average, we save customers 20%.) You can get a quote for malpractice insurance in 2 minutes and buy coverage effective today, tomorrow, or months in advance.
You buy malpractice insurance because your work as an physical therapist exposes you and your assets to certain unavoidable risks. You expect your insurance company to support you. We are committed to our promise and to delivering claims excellence. Plus, we’re part of Berkshire Hathaway Specialty Insurance, so you get the security of a top-rated insurer and a brand name you trust.
Berxi offer both group and individual medical malpractice insurance, and we let you tailor coverage to your needs. You’ll be protected against today’s risks with limits and enhancements that are right for you or your business. Once a customer, you’ll be supported by a seasoned claims team with expertise in medical malpractice and top-rated nationwide panels of defense attorneys.
If you work as an advanced practice or allied health medical professional, medical malpractice coverage insures you against claims of negligence or of making a mistake that caused bodily harm to another. This includes providing you with a lawyer to defend yourself and the funds you can use to pay judgments or settlements.*
AMOUNT COVERED: Typical limits of liability range from $500,000 per claim/$1 million aggregate to $2 million per claim/$6 million aggregate.
If a claim is filed against you, we’ll retain a lawyer for you from our network of defense attorneys specializing in medical malpractice. We’ll also pay for related defense costs (e.g., lawyer fees, court fees, expert witness costs).
Note that these defense costs are outside the limits of your insurance. This means that their services don’t cut into the settlement fees you may need to pay after a ruling.*
AMOUNT COVERED: Provided in addition to your policy’s limits of insurance.
Your policy applies on a worldwide basis, as long as a claim is brought against you in the United States (which includes any U.S. territories or possessions).*
If you provide medical care to someone outside of your primary work setting and that person files a claim against you, your policy would still apply.*
If a claim alleges that you violated privacy rules in connection with private health information, we provide you with access to counsel and will reimburse you for costs related to HIPAA proceedings—including relevant HIPAA fines.*
AMOUNT COVERED: $25,000 per policy period.
If you’re involved in a licensing board action or proceeding, our policy provides you with legal counsel.*
AMOUNT COVERED: $25,000 per policy period.
If we ask you to attend litigation activities (e.g., a deposition), our policy will reimburse you for actual lost wages and any necessary expenses you incur (e.g., travel, meals).*
AMOUNT COVERED: Up to $1,000 per day.
If you face a threat to your professional reputation, we can provide you with a crisis management/public relations consultant to help clear your name.*
AMOUNT COVERED: $50,000 per claim.
The policy applies if someone files a claim against you alleging that your premises or operations caused them bodily injury or harm.*
AMOUNT COVERED: $1 million occurrence/$1 million aggregate.
If you’re audited by either Medicare or Medicaid, we offer reimbursement for related accountant or attorney costs that result from the investigation or defense of the audit proceedings.*
AMOUNT COVERED: $30,000 for a covered audit and related expenses.
If you work as an advanced practice or allied health medical professional, medical malpractice coverage insures you against claims of negligence or of making a mistake that caused bodily harm to another. This includes providing you with a lawyer to defend yourself and the funds you can use to pay judgments or settlements.*
AMOUNT COVERED: Typical limits of liability range from $500,000 per claim/$1 million aggregate to $2 million per claim/$6 million aggregate.
If a claim is filed against you, we’ll retain a lawyer for you from our network of defense attorneys specializing in medical malpractice. We’ll also pay for related defense costs (e.g., lawyer fees, court fees, expert witness costs).
Note that these defense costs are outside the limits of your insurance. This means that their services don’t cut into the settlement fees you may need to pay after a ruling.*
AMOUNT COVERED: Provided in addition to your policy’s limits of insurance.
Your policy applies on a worldwide basis, as long as a claim is brought against you in the United States (which includes any U.S. territories or possessions).*
If you provide medical care to someone outside of your primary work setting and that person files a claim against you, your policy would still apply.*
If a claim alleges that you violated privacy rules in connection with private health information, we provide you with access to counsel and will reimburse you for costs related to HIPAA proceedings—including relevant HIPAA fines.*
AMOUNT COVERED: $25,000 per policy period.
If you’re involved in a licensing board action or proceeding, our policy provides you with legal counsel.*
AMOUNT COVERED: $25,000 per policy period.
If we ask you to attend litigation activities (e.g., a deposition), our policy will reimburse you for actual lost wages and any necessary expenses you incur (e.g., travel, meals).*
AMOUNT COVERED: Up to $1,000 per day.
If you face a threat to your professional reputation, we can provide you with a crisis management/public relations consultant to help clear your name.*
AMOUNT COVERED: $50,000 per claim.
The policy applies if someone files a claim against you alleging that your premises or operations caused them bodily injury or harm.*
AMOUNT COVERED: $1 million occurrence/$1 million aggregate.
If you’re audited by either Medicare or Medicaid, we offer reimbursement for related accountant or attorney costs that result from the investigation or defense of the audit proceedings.*
AMOUNT COVERED: $30,000 for a covered audit and related expenses.
