Savings, Security, Simplicity. Discover the Berxi Difference.
Subtitle: Dentists save an average of 15% on dental malpractice insurance when buying direct from Berxi.
Comprehensive & Flexible Dental Malpractice Coverage
Dental malpractice coverage insures you against claims you were negligent or made a mistake as a dentist, resulting in bodily harm to another. This includes providing you with a lawyer to defend yourself and the funds to pay judgments or settlements.
AMOUNT COVERED: Limits of liability include $1M per claim/$3M aggregate (additional options available)
Defense Counsel
If a claim is filed against you, we’ll retain an experienced dental malpractice lawyer for you. We’ll pay for related defense costs (e.g., lawyer fees, court fees, expert witness costs). These defense costs are “outside” the limits of your insurance. This means that their services don’t cut into the settlement amounts you may need to pay to the injured party.
AMOUNT COVERED: Paid in addition to your policy’s limits
Worldwide Coverage
Your policy applies on a worldwide basis, as long as a claim is brought against you in the United States (which includes any U.S. territories or possessions).
Good Samaritan Coverage
If you provide professional care to someone who is not your patient in a first aid or emergency situation, and that person files a claim against you, your policy would still apply.
HIPAA Violation Defense
If you are investigated for potential HIPAA violations, we provide you with access to counsel and will reimburse you for costs related to HIPAA proceedings — including HIPAA fines.
AMOUNT COVERED: $25,000 per policy period
Medical Waste Legal Expense Coverage
If your disposal of medical waste is the subject of an administrative proceeding brought by the Federal or State Environmental Protection Agency, this coverage reimburses you for your expenses to defend the proceeding.
AMOUNT COVERED: $25,000 limit each claim; up to $25,000 for all claims
First Aid Expenses
If there's an accident unrelated to your dental professional services at your practice and someone is injured, their first aid expenses can be covered under your policy, provided that the person injured is not covered under workers’ compensation or similar benefits.
AMOUNT COVERED: $10,000 limit per person
Peer Review Committee Coverage
This coverage applies to the expenses to defend a dispute, usually regarding treatment or billing decisions, that is brought by a dental peer review board or committee. The dispute might be between you and a patient, a third-party payer like a Preferred Provider Organization, or even your dental association.
AMOUNT COVERED: $25,000 limit per policy period
Licensing Board Protection Defense
If the professional licensing authority is investigating matters related to your professional conduct, our policy provides you with legal defense.
AMOUNT COVERED: $25,000 limit per policy period
Wage Loss/Deposition Expenses
If we ask you to attend litigation activities (e.g., a deposition), our policy will reimburse you for actual lost wages and any necessary expenses you incur (e.g., travel, meals).
AMOUNT COVERED: Up to $1,000 per day
Dental Interview Coverage Endorsement
This is an optional endorsement that provides coverage for dental procedures and treatments you perform outside of your usual practice, as part of an interview to join another practice or facility.
AMOUNT COVERED: Included within policy limits
Billing Errors & Omissions Endorsement (Optional)
This provides coverage for claims brought by an administrative agency or dental insurance payor for damages or injunctive relief for errors you committed in your billing practices.
AMOUNT COVERED: $25,000 each claim, subject to a maximum of $25,000 for all claims
"15% savings" is based on industry pricing averages as of April 2021.
Subject to terms and conditions of the policy. Quote and issuance of a policy are conditioned upon receipt and approval of the following 1) Practice Location; 2) Profession / Specialty; 3) Employment Status; 4) Coverage Type; 5) Hours Worked; and 6) Prior Claims Activity. Final pricing and terms of coverage may vary. Terms, pricing, and coverage may vary. Products not available in all states.