Masonry Contractor
Liability Insurance

Get comprehensive general liability insurance from Berxi and protect your masonry business, including coverage for stone masons, bricklayers, and concrete masons.

Masonry contractor building a cinder block wall | masonry insurance

Starting at $29 per month

Why do masonry contractors choose Berxi?

Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you and your business when you need us.

We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, masonry contractors who choose Berxi save an average of 15% on general liability insurance. Berxi offers general liability coverage for:

  • Masonry contractors
  • Stone masons
  • Bricklayers
  • Concrete masons

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What does general liability insurance cover?

Key Benefits

  • Limits of liability up to $1 million per claim/$5 million aggregate
  • No deductibles, interest payments, or hidden service fees
  • World-class customer support and claims service
  • 24/7 online access to your Berxi account
  • Available add-ons, including business personal property, workers’ comp, and cyber insurance

AM Best

If a customer or visitor is injured at your place of business – for instance, by slipping and falling – your general liability policy can help cover their medical bills.

If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.

If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover any damages or settlement costs.

If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you.

If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.

You can choose to add business personal property (BPP) coverage to your general liability policy as an optional endorsement, which can help pay for damage, loss, or theft of your equipment, tools, inventory, and other business assets.

What is general liability insurance?

General liability (GL) insurance, also known as business or commercial liability insurance, covers claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.

General liability insurance is a way to help protect your business and cover your costs if someone gets hurt at your place of business, you or your employees accidentally damage another person’s property, or you harm someone’s reputation.

Why do masonry contractors need general liability insurance?

When you’re on the job site, there’s always the chance you or your employees could accidentally cause property damage. Common claims involve damaging buildings, decks, and landscaping with heavy machinery or falling materials. Rather than being stuck with a hefty bill to fix this property damage, your general liability insurance from Berxi can help pay for repairs, replacements, and other costs.

In addition, your general liability insurance can protect you from claims of structural damage and bodily injury that occur long after you’ve finished the job. For example, if a homeowner sues you eight months after a job is completed because a retaining wall collapsed and damaged their landscaping or their home suffered water damage from improper waterproofing, your Berxi general liability insurance can pay for repairs, legal defense, and settlements.

Finally, if a client or another non-employee gets hurt at your job site — for example, by tripping over masonry equipment left on a walkway or from a falling brick while walking under scaffolding — your general liability insurance policy can help cover the cost of their medical bills. And if they file a lawsuit, your Berxi insurance can help pay for your legal defense and settlement costs.

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mason with trowel and cement building brick wall

What people say about Berxi

Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”


Che H.

“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”


Jeremy B.

“I am setting up a new business and there are a lot of steps, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”


Tara

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