Fitness & Wellness Liability Insurance

Berxi has partnered with the American Sports & Fitness Association (ASFA) to bring you superior liability insurance for fitness facilities and individual fitness professionals.

Liability Insurance for Fitness Professionals

Protect your career with industry-leading insurance for fitness and wellness professionals, starting at just $100 per year.

Berxi’s two-in-one fitness insurance policies combine general liability and professional liability coverage, giving you comprehensive protection from the risks you face — no matter where your work takes you.

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Who We Cover: Professionals

  • Personal Trainers
  • Yoga & Pilates Instructors
  • Dance Instructors
  • Spin & Cycling Instructors
  • Group Instructors
  • Online & Hybrid Professionals
  • Massage Therapists

Where We Cover You

  • Clients’ Homes
  • Your Home
  • Gyms & Studios
  • Fitness Facilities
  • Wellness Centers
  • Spas & Resorts
  • Community Centers

Do you run a gym, health club, or fitness studio? Check out our coverage for fitness facilities.

What Does Berxi Liability Insurance Cover for Fitness Professionals?

Key Benefits

  • Flexible limits of liability up to $1 million per claim/$5 million total
  • Customizable coverage for the unique risks you face
  • World-class customer support from our in-house insurance experts
  • Dedicated claims service, with responses within 1 business day
  • 24/7 online access to your Berxi account

AM Best

If a client or visitor is injured because of an accident — for instance, by slipping on a wet floor — your general liability policy can help cover their medical bills.

If you accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.

If you’re sued for a general liability claim, your policy can pay for a lawyer to defend you and cover damages or settlement costs.

If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.

If a client claims you caused bodily injury through your services, such as pushing a client too hard during a training session and causing a dislocated knee, your policy can help pay for medical bills and legal defense.

You can choose to add business personal property (BPP) coverage to your GL policy — which can help pay for damage, loss, or theft of your equipment and other business personal property — as well as workers’ comp, cyber liability coverage, and more.

Why Do Fitness Businesses & Professionals Choose Berxi?

4.87 out of 5 stars (13,204 reviews)

Our fitness insurance is designed to protect you when accidents happen. With a Berxi policy — which includes general liability and professional liability coverage, plus optional add-ons like BPP coverage to protect your business’s property — you can rest assured knowing things like medical bills, repair costs, legal fees, and stolen equipment will be covered.

You can save an average of 15% or more — with no deductibles.

Berxi never has any deductibles, interest fees, or membership fees, so our customers save an average of 15% compared to other insurance companies. In fact, our individual policies start at just $100/year and our fitness facility policies start at $350/year.

We’re part of Berkshire Hathaway Specialty Insurance Company.

With an A++ financial strength rating from AM Best, Berkshire Hathaway Specialty Insurance Company is one of the most trusted names in insurance. That means we’ve got the resources and experience to have your back when you need us.

You get professional liability coverage for bodily injury at no extra charge.

Our policies combine both general liability insurance and professional liability coverage for bodily injuries, so you’ll be protected from claims of errors or negligence that caused a client bodily injury, such as failing to provide a safe environment in which to exercise.

We offer additional coverage options for all-in-one protection.

By adding our optional BPP coverage endorsement to your Berxi policy, you can protect your equipment and other business personal property. Plus, you can add workers’ comp, cyber coverage, and other optional endorsements, giving you all-in-one protection for your business.

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Do you run a gym, health club, or fitness studio? Check out our coverage for fitness facilities.

Liability Insurance for Fitness Facilities

Protect your business with industry-leading insurance for fitness and wellness facilities, starting at just $350 per year.

Berxi’s two-in-one fitness insurance policies combine general liability and professional liability coverage, giving you comprehensive protection from the risks your business faces.


Enter your contact information to get a customized quote from one of our insurance specialists.

 



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Berxi will not sell your information to third parties unless otherwise notified. You may also receive newsletters, communications about quotes and/or policies, or additional information on liability insurance and how it may benefit you.

Who We Cover: Facilities, Gyms & Studios

  • Gyms, Health Clubs & Fitness Studios
  • Yoga Studios
  • Pilates Studios
  • Spin Studios
  • Dance Schools & Studios
  • Massage & Body Work Studios
  • Day Spas

Are you a self-employed or contract fitness professional? Check out our coverage for individual fitness pros.

What Does Berxi Liability Insurance Cover for Facilities & Gyms?

Key Benefits

  • Flexible limits of liability up to $1 million per claim/$5 million total
  • Customizable coverage for your business’s unique risks
  • World-class customer support from our in-house insurance experts
  • Dedicated claims service, with responses within 1 business day
  • 24/7 online access to your Berxi account

AM Best

If a client or visitor is injured because of an accident — for instance, by slipping on a wet floor — your general liability policy can help cover their medical bills.

If you or one of your employees accidentally damages someone else’s property, general liability insurance can help pay to repair or replace it.

If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover damages or settlement costs.

If someone claims that you or one of your employees damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.

If a client claims you or your employee caused bodily injury through your services, such as a trainer pushing a client too hard and causing a dislocated knee, your policy can help pay for medical bills and legal defense.

You can choose to add business personal property (BPP) coverage to your GL policy — which can help pay for damage, loss, or theft of your equipment and other business personal property — as well as workers’ comp, cyber liability coverage, and more.

What People Say About Berxi

“Berxi is hands down the most accessible and helpful insurance company I have ever worked with.”

– Shannon

“I am setting up a new business, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to-do list immediately.”

– Tara

“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!

– Jeremy

Find out in minutes how we can be part of your possible.

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