Whether you’re capturing weddings, producing corporate content, or running your own production studio, your clients count on you to deliver work that meets the moment. With customized videographer insurance from Berxi, you can help protect your business and your finances from the professional risks you face.
The most important type of insurance for videographers is errors and omissions (E&O) insurance. Whether you’re a solo video production specialist or you run your own company, E&O insurance is an important part of protecting your business. Videographers can face claims that their work contained errors, failed to meet expectations, or wasn’t delivered as promised.
Here’s who needs E&O insurance for videographers.
From creating promotional videos and social media content to working directly with clients, mistakes can happen. Videographer insurance can help protect you if a client claims your work contained errors, didn’t meet expectations, or caused them a financial loss.
Wedding and event videographers often have one-time opportunities to capture important moments. If footage is lost, corrupted, delayed, or doesn’t capture key moments as expected, a client may hold you responsible for the resulting costs — and E&O insurance can help.
Commercial projects often involve strict deadlines, detailed creative requirements, and multiple stakeholders. Errors and omissions insurance can help protect your business if a client alleges that a mistake, oversight, or failure to deliver caused them financial harm.
Production companies and studios typically manage multiple projects, team members, and client expectations at once. E&O insurance covers claims arising from professional mistakes, missed deadlines, editing errors, or other issues related to the services you provide.
Berxi’s top-rated errors and omissions insurance for videographers protects you from claims alleging that an error or negligence in your work caused a financial loss. It also protects you from claims of copyright infringement.
You can also add optional general liability coverage to your E&O policy to help protect against third-party injuries and property damage.
Errors and omissions insurance (also known as professional liability insurance) helps protect video production specialists if a client claims your work contained a mistake, made an oversight, missed a deadline, or failed to deliver agreed-upon services that resulted in a financial loss.
In addition, Berxi’s E&O policies for videographers automatically include protection against claims of copyright infringement in your content.
E&O insurance can help cover legal defense costs, settlements, judgments, and other related expenses.
Examples of E&O claims covered by Berxi videographer insurance include:
Amount Covered: Up to $1 million per claim/$2 million aggregate
You can add optional general liability coverage to your E&O videographer insurance policy for just $169/year. This coverage helps protect your business from third-party claims involving bodily injury, property damage, and personal and advertising injury. General liability insurance can help cover the cost of medical bills, property repairs, and legal expenses.
Examples of claims covered by Berxi general liability insurance for videographers:
Amount Covered: $1 million per claim/$2 million aggregate
Berxi’s policies are designed with videographers and small video production companies in mind. Key benefits include:
If you have employees, workers’ compensation insurance is typically required by law and helps cover medical expenses and lost wages if employers are injured on the job. It can also help protect your business from related lawsuits. You can add optional workers’ comp coverage from one of our partners to your Berxi E&O policy by speaking with our in-house product specialist team.
Cyber liability insurance helps protect your business if sensitive client information is compromised in a data breach or cyberattack. It can help cover notification costs, legal fees, and recovery expenses. You can add optional cyber coverage from one of our trusted partners to your Berxi E&O policy by speaking with our in-house product specialist team.
Commercial auto insurance helps cover vehicles used for business purposes, including accidents, property damage, and liability claims. This is especially important if you regularly drive between shoots, clients, or events sites.
Equipment insurance can help cover the cost to repair or replace essential gear — such as cameras, lighting, computers, and more — if it’s stolen, damaged, or lost due to a covered incident.
Berxi’s E&O insurance for videographers starts at around $300/year.
In addition, you can add general liability coverage to your E&O policy for just $169/year.
Your annual premium will depend on a few different factors, including:
Because Berxi has no hidden costs or interest payments, video production specialists who choose our insurance save an average of 15% vs. other insurance companies. The fastest way to find out how much you’ll pay for videography insurance is to get a quote.
With a financial strength rating of A++, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, manage your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, select your profession as “Video Production Specialist” and answer a few quick questions about your work. Get a quote today.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes and download your proof of insurance.
Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.
After purchasing, you’ll also have the option to add general liability coverage to your policy for $169/year, which helps protect you from third-party claims of bodily injury, property damage, and personal and advertising injury.
“Berxi is hands down the most accessible and helpful insurance company I have ever worked with.”
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Shannon
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“Helpful, rapid, and responsive service. They patiently and courteously helped me through the nuances of all my questions!”
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If you shoot professionally, even if it’s only on occasion, you can still face the risk of a claim or lawsuit from a client. Insurance helps protect you financially, no matter how often you work. However, if you’re strictly a hobbyist videographer and you don’t profit from your video production, you likely don’t need liability insurance.
Yes, your errors and omissions insurance will most likely cover you if you accidentally delete or lose a client’s footage. This would be considered an error, and if a client files a claim or lawsuit against you, your E&O coverage can provide you with financial and legal assistance.
Berxi’s errors and omissions insurance for videographers does not cover rented equipment. It provides legal and financial help if a client claims that a mistake or negligence in your work caused them a financial loss. To protect your equipment, you will need specialized equipment insurance.
With Berxi, you can get your certificate of insurance one business day after purchasing your insurance policy. You can instantly download the certificate of insurance via Berxi’s easy-to-use online portal for policyholders, so there’s no need to wait.
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