Keeping gutters clear helps protect your clients’ properties from costly water damage. But while you’re working on ladders, roofs, and around customers’ homes, accidents can happen. Gutter cleaning insurance from Berxi can help protect your business, equipment, and finances so you can work with confidence.
Gutter cleaning businesses face unique risks: a customer could be injured while you’re working on their property, you could accidentally cause damage during a job, or your valuable equipment could be damaged or stolen. Gutter cleaning insurance helps protect your business from common risks like these so you can focus on delivering great results with confidence:
General liability insurance is the most important type of gutter cleaning business insurance. General liability coverage provides essential financial and legal protection if someone claims that you accidentally injured them or damaged their property.
In addition, it’s smart to carry business personal property (BPP) insurance to protect your equipment and other business assets in case they get damaged. You can add optional BPP coverage to your Berxi general liability insurance policy.
General liability insurance for gutter cleaning businesses covers claims of third-party bodily injury and property damage that may arise from your work, as well as personal and advertising injury claims, such as libel, slander, or copyright infringement in your marketing materials.
General liability insurance can help pay for medical expenses, repair and replacement costs, legal fees, settlements, and other costly damages.
Examples include:
You can also add optional business personal property (BPP) coverage to your Berxi general liability policy to help repair or replace business property if it’s damaged. This can include ladders, gutter vacuums, leaf blowers, power tools, safety equipment, computers, office furniture, and other equipment you rely on to keep your business running.
Examples include:
If you have employees, workers’ compensation insurance can help cover medical expenses and lost wages if they’re injured or become ill as a result of their work. In most states, this coverage is required by law once you hire employees. You can add optional workers’ comp coverage from one of our trusted partners to your Berxi general liability policy.
If you use a vehicle for business purposes, commercial auto insurance can help cover costs related to accidents, vehicle damage, and certain liability claims. This coverage is especially important if you transport employees, cleaning supplies, and equipment between job sites.
Professional liability insurance helps protect your gutter cleaning business if a client claims your services caused them a financial loss. For example, it may help cover legal defense costs if you’re accused of failing to perform services as promised.
Berxi’s gutter cleaning insurance policies are built with you and your business in mind. Key benefits include:
Berxi’s gutter cleaning general liability insurance starts at just $350/year.
Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at around $115/year.
Because we have no hidden costs or interest fees, gutter cleaning businesses who choose Berxi save an average of 15% vs. other providers. The fastest way to find out how much you might pay for gutter cleaning insurance is to get a quote.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, update your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, just answer a few quick questions about your gutter cleaning business. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to download your certificate of insurance, update your information, or file a claim — right from your phone or computer.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
—
Che H.
“Berxi was considerably less expensive than my previous brick and mortar agent, and much more accessible. I wish I would have made the switch earlier.”
—
Edward E.
“The quoting process was easy, and the price is better than anywhere I’ve found!”
—
Jeremy B.
Gutter cleaning business insurance isn’t legally required in most states, but it is a smart investment. While insurance may not be legally required for every gutter cleaning business, it provides essential protection. Accidents can happen unexpectedly, whether it’s damage to a client’s property, a client injury at a job site, or damaged equipment.
Even if you work alone, you can still be held responsible if someone is injured at your job site or a client’s property is damaged because of your work. Gutter cleaning insurance can help protect you from costly claims, legal expenses, and other unexpected incidents that could otherwise come out of your own pocket.
Insurance coverage may also be required by certain clients, contractors, or commercial property managers before they hire you.
Subcontractors are not automatically covered under your gutter cleaning general liability insurance policy. Subcontractors can add contractors to their own GL policies.
The policy term for Berxi general liability insurance policies is one year. However, you can cancel your policy any time. Policies start at just $350/year. Get a quote.
With Berxi, you can get your certificate of insurance the same day you get covered. To instantly download your certificate of insurance, just log in to your Berxi account.
Alternatively, you can reach out to our customer support team at support@berxi.com and they can email you your certificate of insurance.
Save on top-tier coverage in minutes. get a quote
