Timber Consultant & Consulting Arborist Insurance

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Protect yourself & your business with comprehensive, affordable consulting arborist insurance from Berxi.

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As a consulting arborist or timber consultant, clients rely on your expertise to assess tree health, identify hazards, and make recommendations that can impact safety and property values. If a client alleges that an error in your work, a bad recommendation, or a breach of contract caused them financial harm, consulting arborist insurance can help protect your business legally and financially.

Why do consulting arborists & timber consultants need liability insurance?

Professional liability insurance, also known as errors and omissions insurance, protects you in case you make an error in your work. No matter how experienced you are, mistakes can happen. A client may allege that a tree was unnecessarily removed, that a hazard was overlooked, or that incorrect recommendations led to property damage or tree loss. Even if a claim is unfounded, defending yourself can be costly.

Errors and omissions (E&O) insurance for timber consultants and consulting arborists can help you:

  • Protect your business from claims related to professional advice, assessments, or recommendations
  • Meet client, contractual, or vendor insurance requirements
  • Avoid paying legal defense costs and settlements out of pocket

In many cases, consulting arborist insurance isn’t just a smart investment: it’s a requirement, as clients, property managers, and other organizations may ask for proof of coverage before hiring you.

We Also Cover

If you are not a consulting arborist or timber consultant but you work in tree service or tree care, Berxi also insures:

What types of insurance do consulting arborists need?

Most consulting arborists need errors and omissions insurance to protect them from claims alleging that an error or negligence in their work caused financial loss.

In addition, general liability insurance helps protect you from claims that you accidentally caused a third-party injury or property damage. With Berxi, consulting arborists can add optional general liability coverage to their errors and omissions policy.

Errors and omissions insurance (also known as professional liability insurance) helps protect consulting arborists and timber consultants if a client claims your advice, assessment, recommendation, or services contained a mistake, oversight, or error that caused them financial harm. Timber consultant E&O insurance coverage can help pay for legal defense costs, settlements, judgments, and other related expenses.

Examples of claims covered by Berxi E&O insurance for timber consultants and consulting arborists include:

  • Misdiagnosis of tree health: A client alleges that you incorrectly determined a tree was healthy, and it later failed and damaged their property.
  • Incorrect removal recommendation: A property owner claims you advised removing a tree that was later determined to be healthy, resulting in unnecessary costs and financial loss.
  • Overlooked hazard: During an assessment, you fail to identify a structural defect in a tree. The client alleges your oversight led to expenses that could have been avoided.

Amount Covered: Up to $1 million per claim/$2 million aggregate

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You can add optional general liability coverage to your E&O consulting arborist insurance policy for just $169/year. This coverage helps protect your business from third-party claims involving bodily injury, property damage, and personal and advertising injury. General liability insurance can help cover medical expenses, property repairs, and legal costs.

Examples of claims covered by Berxi general liability insurance for consulting arborists include:

  • Bodily injury: A homeowner trips over ropes, tools, or equipment left near your work area and is injured.
  • Property damage: You or your employees accidentally damage someone else’s property while on the job.
  • Personal injury: A competing tree service company alleges that statements you made about its work harmed its reputation.
  • Advertising injury: A business claims that photos, videos, or marketing materials used to promote your tree services infringed on its copyrighted content or intellectual property rights.

Amount Covered: $1 million per claim/$2 million aggregate

Key Features of Berxi Consulting Arborist Insurance

Berxi’s insurance policies are designed with professionals and small businesses in mind. Key benefits include:

  • Limits of liability up to $1 million per claim/$2 million aggregate
  • No interest payments or hidden service fees
  • World-class, in-house customer support and claims service
  • 24/7 online access to your Berxi account
  • Optional general liability coverage for just $169/year
  • Available add-ons through our partners, including workers’ comp and cyber liability insurance

Other Types of Arborist & Timber Consultant Insurance

If you have employees, workers’ compensation insurance is typically required by law and helps cover medical expenses and lost wages if they’re injured on the job. It can also help protect your business from related lawsuits. You can get workers’ comp coverage from one of our trusted partners by speaking with our in-house product specialist team.

Cyber liability insurance helps protect your business if sensitive client information is compromised in a data breach or cyberattack. It can help cover notification costs, legal fees, and recovery expenses. You can add optional cyber coverage from one of our trusted partners to your Berxi E&O policy.

Commercial auto insurance helps cover accidents, property damage, and liability claims involving vehicles used for business purposes. This can be especially important for consulting arborists and timber consultants who regularly travel between job sites or use trucks and other vehicles to transport equipment, tools, and materials.

Equipment insurance can help cover the cost to repair or replace essential equipment if it’s stolen, damaged, or lost due to a covered incident.

How much does timber consultant professional liability insurance cost?

Berxi’s E&O insurance for arborists and timber consultants starts at around $600/year

In addition, you can add general liability coverage to your E&O policy for just $169/year.

Your annual premium will depend on a few different factors, including:

  • Your annual revenue
  • Your location
  • Your professional experience
  • The amount of coverage you need
  • Your deductible

Because Berxi has no hidden costs or interest payments, consulting arborists and timber consultants who choose our insurance save an average of 15% compared to other insurance providers. The fastest way to find out how much you’ll pay for consulting arborist insurance is to get a quote.

Why choose Berxi for your consulting arborist insurance?

We’re part of Berkshire Hathaway Specialty Insurance.

With a financial strength rating of A++, we have the stability and expertise to protect you long-term.

We can save you an average of 15%.

Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.

We have an easy-to-use online platform.

You can visit our website to get a quote, buy a policy, download proof of insurance, and file a claim — all in just a few clicks.

We’re here for our customers.

When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.

How to Get Consulting Arborist Liability Insurance from Berxi

Getting covered is fast and straightforward.

Step 1: Using our easy online quote process, just answer a few quick questions about your work. Get a quote today.

Step 2: Get an instant, personalized quote with clear pricing.

Step 3: Purchase coverage online in minutes and download your proof of insurance.

Step 4: Access your policy 24/7 to manage certificates, update your details, or file claims — right from your phone or computer.

After purchasing, you’ll also have the option to add general liability coverage to your policy for $169/year, which helps protect you from third-party claims of bodily injury, property damage, and personal and advertising injury.

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What Customers Are Saying About Berxi

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Consulting Arborist Insurance FAQ

Yes. Even if you perform consulting arborist work only part-time or during certain seasons, you can still face claims arising from your services. Consulting arborist insurance can help protect you from the legal and financial costs of covered claims, whether you’re working year-round or only occasionally.

Professional liability insurance (also known as errors and omissions insurance) helps protect consulting arborists and timber consultants if a client claims that your advice, assessment, recommendation, or professional services caused them financial harm. General liability insurance helps cover third-party claims involving bodily injury, property damage, and personal or advertising injury. With Berxi, you can add optional general liability coverage to your errors and omissions policy, giving you all your liability protection in one easy and affordable bundle.

If a client alleges that a tree fell because of an error in your professional assessment or recommendation, professional liability insurance may help. If the claim involves accidental property damage caused while performing tree work, general liability insurance may cover the damage. You can add optional general liability coverage to your Berxi errors and omissions policy, giving you protection from both professional errors and accidental property damage.

With Berxi, you can get your certificate of insurance the same day you get covered. To instantly download your certificate of insurance, just log in to your Berxi account.

Alternatively, you can reach out to our customer support team at support@berxi.com and they can email you your certificate of insurance.

Still have questions?

  1. For the fastest response, feel free to email us at support@berxi.com
  2. You can also talk to one of our licensed representatives by calling us at 833-242-3794. We’re available Monday through Friday, 8 a.m. – 8 p.m. ET (except holidays).

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