Whether you own a barber shop, rent a chair or salon suite, or work independently, you help clients look sharp and feel confident. But even experienced barbers can face accidents, property damage claims, or costly lawsuits. Barber insurance from Berxi helps protect your business, tools, and finances, so you can focus on serving your clients with confidence.
Whether you operate a full-service barber shop or work independently, providing grooming services comes with liability risks. A single accident or claim can result in costly legal expenses, medical bills, or repair costs.
Barber insurance can help protect your business from common risks like these:
Without insurance, these expenses could come directly out of your pocket.
Berxi’s general liability insurance for barber shops starts at $350/year.
Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at $115/year.
Because we have no hidden costs or interest fees, barbers who choose Berxi save an average of 15% vs. other providers. The fastest way to find out how much you might pay for barber insurance is to get a quote.
Berxi’s customized general liability insurance for barbers is designed to help protect you from common business risks, including client injuries, property damage, and other unexpected incidents that can arise while serving clients.
You can also add optional business personal property (BPP) coverage to help pay for repairs or replacements if your tools, furnishings, computers, inventory, or other business assets are damaged.
General liability insurance helps protect barbers and barber shops from claims of third-party bodily injury, property damage, and personal and advertising injury that may arise from business operations.
It can help cover medical expenses, repair costs, legal fees, settlements, and other damages.
Examples include:
Optional business personal property (BPP) coverage can help pay to repair or replace covered business property if it’s damaged. This can include barber chairs, styling stations, clippers, trimmers, razors, shampoo bowls, computers, office furniture, inventory, and other business assets.
Examples include:
If a customer or visitor is injured at your barber shop — for instance, by slipping and falling — your general liability policy can help cover their medical bills.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
Unlike most insurance providers, Berxi includes professional incident coverage for bodily injury due to your professional work as part of our general liability policies at no extra charge. That means if a client claims you caused them bodily injury during a haircut or treatment, your policy can help pay for medical bills, legal defense, and damages.
Personal and advertising injury coverage protects against legal issues stemming from things you write or say, including your marketing activities. It safeguards you from claims of reputational harm, such as libel and slander, as well as privacy invasion and copyright infringement in your advertising.
If you are sued for a general liability claim (like bodily injury, property damage, personal injury, or advertising injury), your policy can pay for a lawyer to defend you and cover any damages or settlement costs you may be required to pay.
With a general liability policy from Berxi, everyone employed by your business is covered, not just you. That means your barber shop will be protected from general liability claims resulting from employee action. For instance, if an employee accidentally damages someone’s property, your Berxi policy can help cover the costs.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional add-on, which can help pay for damage or loss of your equipment, furnishings, computers, and other business assets. (Note that BPP generally doesn’t apply to normal wear and tear.)
In addition, you can choose to add workers’ compensation and cyber liability coverage from one of our trusted partners by speaking with our in-house customer support team.
Berxi’s barber insurance policies are built with independent barbers and small barber shops in mind. Key benefits include:
If you have employees, workers’ compensation insurance can help cover medical expenses and lost wages if they’re injured or become ill as a result of their work. In most states, this coverage is required by law once you hire employees. You can add optional workers’ comp coverage from one of our trusted partners to your Berxi general liability policy.
If you collect sensitive client information, process payments online, or use an online booking system, you could be at risk of a data breach or cyberattack. If that happens, cyber liability insurance can help cover the costs of notifying clients, legal fees, credit monitoring services, and even reputational damage. You can add optional cyber coverage from one of our partners to your Berxi general liability policy.
If you use a vehicle for business purposes, commercial auto insurance can help cover accidents, vehicle damage, and certain liability claims. This may be helpful if you transport supplies, equipment, or employees as part of your business operations.
With a financial strength rating of A++ from AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15% vs. industry standards.
You can visit our website to get a quote, buy a policy, download your certificate of insurance, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, answer a few quick questions about your barber shop. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase your policy.
Step 5: Access your policy 24/7 to download proof of insurance, update your information, or file claims — right from your phone or computer.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
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Che H.
“Berxi was considerably less expensive than my previous brick and mortar agent, and much more accessible. I wish I would have made the switch earlier.”
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Edward E.
“The quoting process was easy, and the price is better than anywhere I’ve found!”
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Jeremy B.
Yes, it’s important to have insurance if you rent a booth. Even if you rent a booth or salon suite and don’t own the barber shop itself, you can still be held responsible for accidents or claims that arise from your business activities. Many barber shop owners and landlords also require independent barbers to carry their own liability insurance before renting space.
Yes. Barbers who provide mobile services, such as in-home appointments, photoshoots, or special events, can still benefit from liability insurance. Coverage can help protect you if an accident causes bodily injury or property damage while you’re working away from your primary barber shop location.
Your general liability insurance can help pay for medical bills, as well as legal defense costs and damages in the event of a lawsuit.
You can get your certificate of insurance as soon as you’re covered. As soon as your coverage is active, you can sign in to your Berxi account and instantly download your certificate of insurance. Alternatively, one of our in-house product specialists can email you the certificate.
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