You help students find their rhythm, build confidence, and shine on the dance floor. But even the best-choreographed classes can come with unexpected risks. Dance insurance for teachers and studios helps protect you from common risks — including student injuries, accidents, and property damage — so you can focus on sharing your passion for dance.
Dance insurance refers to general liability insurance, which covers third-party bodily injury (such as slip and fall accidents), property damage, and personal injury like libel or slander. Berxi’s general liability policies also include professional incident coverage, which helps protect you financially and legally if a student claims they were injured due to your instruction.
In addition, many dance studios and instructors can benefit from business personal property (BPP) coverage, which can help replace your gear and equipment if it’s damaged or lost. Optional BPP coverage can be added to any Berxi general liability policy.
Dance Studios
If you own or operate a studio, dance studio insurance can help protect your business from common risks, like student injuries and property damage, and safeguard the investment you’ve made in your studio and gear.
Independent Dance Instructors
Whether you teach private lessons or group classes, dance teacher insurance can help protect you if a student gets injured or you damage someone’s property. Many venues and studios require teachers to have insurance.
Mobile Dance Instructors
Dance instructors who teach at homes, schools, community centers, or other locations can face unique risks while working off-site. Dance teacher insurance can help protect you if a claim arises, no matter where you are.
Online Dance Instructors
Even if you teach virtually, dance teacher insurance is still an important part of protecting your business. Berxi’s general liability policies include coverage for student injuries caused by your online instruction and classes.
Berxi’s customized general liability dance insurance is designed to protect you from the real-world risks that dance instructors and studios face, including client injuries, property damage claims, and lawsuits.
You can also add optional business personal property (BPP) coverage to your general liability policy to protect your equipment, gear, and other business assets.
General liability insurance covers third-party claims of bodily injury and property damage that occur in connection with your dance instruction and business. It also covers claims of personal and advertising injury, such as libel, slander, or copyright infringement in your advertising.
Plus, unlike other insurance companies, Berxi’s general liability policies include coverage for client injuries due to your dance instruction at no extra charge. So, if a student says your instruction caused an injury or worsened an existing injury, Berxi’s got you covered.
Examples include:
You can optionally add business personal property (BPP) coverage to your Berxi general liability policy. This coverage add-on can help pay for repairs or replacements if your business assets are damaged, including your equipment, computers, furniture, furnishings, and more.
Examples include:
Berxi’s dance insurance policies are built with instructors and small dance studios in mind. Key benefits include:
If a client or visitor is injured at your studio or instruction space — for instance, by slipping and falling — your general liability policy can help cover their medical bills and any related legal costs and damages.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
Unlike other insurance providers, Berxi’s general liability policies include professional incident coverage for bodily injury due to your instruction at no extra charge. That means if a client claims you caused them bodily injury due to an error in your work, such as negligence in a dance class or improper instruction, your policy can help pay for medical bills and legal defense.
Personal and advertising injury coverage protects against legal issues stemming from things you write or say, including your marketing activities. It safeguards you from claims of reputational harm, such as libel and slander, as well as privacy invasion and copyright infringement in your advertising.
If you are sued for a general liability claim (like bodily injury, property damage, personal injury, or advertising injury), your policy can pay for a lawyer to defend you and cover any damages or settlement costs you may be required to pay.
With a general liability policy from Berxi, everyone employed by your business is covered, not just you. That means your business will be protected from general liability claims resulting from employee actions: for instance, if an employee accidentally damages someone’s property, your Berxi policy can help cover the costs.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional endorsement, which can help repair or replace damaged or lost equipment, computers, inventory, furnishings, and other business assets. (Note that BPP generally doesn’t apply to normal wear and tear.)
In addition, you can get workers’ compensation and cyber liability coverage from one of our trusted partners by speaking with our in-house customer support team.
Berxi’s general liability insurance starts at just $100/year for individual dance teachers and $350/year for dance studios. Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at around $115/year.
Because we have no hidden costs or interest fees, dance instructors and studios who choose Berxi save an average of 15% vs. other providers. The fastest way to find out how much you might pay for dance insurance is to get a quote.
Cyber liability insurance is worth considering if you accept online registrations, collect student information, process payments electronically, or offer virtual dance classes. You can get cyber coverage from one of our trusted partners by speaking with our in-house product specialist team.
Workers’ compensation insurance is required by law in most states if you have employees such as dance instructors, office staff, or studio managers. It helps cover medical expenses and lost wages if an employee is injured while working. You can get workers’ comp coverage from one of our trusted partners by speaking with our in-house product specialist team.
If you regularly drive to competitions, performances, private lessons, or other off-site teaching locations, your personal auto insurance may not cover accidents that occur while you’re working. Commercial auto insurance can help provide protection when using your vehicle for business purposes.
With a financial strength rating of A++ from AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15% vs. industry standards.
You can visit our website to get a quote, buy a policy, manage your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, just answer a few quick questions about your work. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.
“I am setting up a new business, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to-do list immediately.”
— Tara
“The best service one can ask for, provided without hesitation.”
— Giselle
“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”
— Jeremy
Yes, part-time dance instructors face the same risks as full-time teachers, including student injuries or property damage claims. Dance teacher insurance helps protect you financially if something goes wrong, no matter how often you teach. And because Berxi’s dance insurance starts at just $8/month for individual instructors, the cost of protecting yourself is minimal compared to the cost of a claim or lawsuit.
Yes, Berxi general liability dance studio insurance follows you wherever you teach, not just at a single location, so you are protected while teaching at different locations and rented spaces. This flexibility is especially helpful for dance instructors who teach in multiple settings.
Yes, Berxi dance teacher insurance covers virtual instruction. Unlike other insurers, Berxi general liability insurance covers student injuries due to instruction, so if a student claims that your virtual dance class caused an injury or exacerbated an existing injury, we’ve got you covered.
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