Whether you own a nail salon, rent a booth or salon suite, or work independently, you help clients look and feel their best. But even experienced nail professionals can face accidents, property damage claims, or costly lawsuits. Nail salon insurance from Berxi helps protect your business, equipment, and finances so you can focus on serving your clients with confidence.
Whether you operate a full-service nail salon or work independently, providing beauty services comes with liability risks. A single accident or claim can result in costly legal expenses, medical bills, or property damage.
Nail salon insurance can help protect your business from common risks like these:
Without insurance, these expenses could come directly out of your pocket.
Berxi’s general liability insurance starts at $350/year for nail salons.
Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your Berxi general liability policy. The BPP coverage add-on starts at around $115/year.
Because Berxi has no hidden costs or interest fees, nail salons that choose our insurance save an average of 15% vs. other providers. The fastest way to find out how much you might pay for nail salon insurance is to get a quote.
Berxi’s customized general liability insurance for nail salons is designed to help protect you from common business risks, including client injuries, property damage, and personal and advertising injury claims, such as libel or copyright infringement in your marketing materials.
You can also add optional business personal property (BPP) coverage to help pay for repairs or replacements if your tools, furnishings, computers, inventory, or other business assets are damaged.
General liability insurance helps protect nail salons from claims of third-party bodily injury, property damage, and personal and advertising injury that may arise from business operations. Plus, unlike most insurance companies’ policies, Berxi’s general liability policies include coverage for client injuries related to your services at no additional cost.
General liability insurance can help pay for medical expenses, repair costs, legal fees, settlements, and other damages.
Examples include:
Optional business personal property (BPP) coverage helps repair or replace covered business property if it’s damaged. This can include manicure stations, pedicure chairs, nail tools, UV lamps, computers, office furniture, inventory, and other business assets.
Examples include:
In addition to general liability insurance, nail salons may need other types of coverage depending on their services and business operations.
If you have employees, workers’ compensation insurance can help cover medical expenses and lost wages if they’re injured or become ill as a result of their work. In most states, this coverage is required by law once you hire employees. You can add optional workers’ comp coverage from one of our trusted partners to your Berxi general liability policy by speaking with our product specialists.
If you collect sensitive client information, process payments online, or use an online booking system, you could be at risk of a data breach or cyberattack. If that happens, cyber liability insurance can help cover the costs of notifying clients, legal fees, credit monitoring services, and even reputational damage. You can add optional cyber coverage from one of our partners to your Berxi general liability policy by speaking with our product specialists.
If you use a vehicle for business purposes, commercial auto insurance can help cover accidents, vehicle damage, and certain liability claims. This may be helpful if you transport supplies, equipment, or employees as part of your business operations.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, update your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward:
Step 1: Using our easy online quote process, answer a few quick questions about your nail salon. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your general liability policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to download your certificate of insurance, update your information, or file a claim — right from your phone or computer.
“I am setting up a new business, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to-do list immediately.”
—
Tara
“The best service one can ask for, provided without hesitation.”
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Giselle G.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
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Che H.
Yes, Berxi offers general liability insurance for mobile nail technicians. Whether you travel to clients’ homes or operate from a booth, salon suite, or traditional salon, insurance can help protect you from common liability risks related to your work.
General liability insurance isn’t legally required for most nail salons or independent nail technicians, but it’s often a smart investment. Accidents can happen unexpectedly, and some landlords, salon owners, clients, or contract agreements may require proof of insurance before allowing you to work or rent space.
Yes, it’s strongly recommended. Even if you rent a booth or salon suite and don’t own the salon itself, you can still be held responsible if a client is injured or their property is damaged during an appointment. Nail salon insurance can help protect you from costly claims, legal expenses, and other unexpected incidents.
With Berxi, you can get your certificate of insurance the same day you get covered. To instantly download your certificate of insurance, just log in to your Berxi account.
Alternatively, you can reach out to our customer support team at support@berxi.com and they can email you your certificate of insurance.
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