Window Cleaning Insurance

male window cleaner in yellow coveralls cleaning a window while learning about insurance for window cleaners

Protect yourself & your business with comprehensive, affordable window cleaning insurance from Berxi.

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male window cleaner in yellow coveralls cleaning a window while learning about insurance for window cleaners

Whether you’re cleaning residential windows, storefronts, or commercial properties, you put your time, skill, and hard work into every job. With window cleaning insurance from Berxi, you can help protect your business, your finances, and your equipment — with coverage that fits the way you work.

Do window cleaners need insurance?

Yes. Window cleaning insurance refers to general liability insurance, which provides essential financial and legal protection if you accidentally damage someone else’s property or cause an injury while working. For example:

  • If your ladder cracks a client’s window, your window cleaning insurance can help cover the repair costs.
  • If a customer trips over your equipment and gets hurt, your window cleaner insurance can help pay for their medical bills and other related costs.
  • If you’re sued for bodily injury, property damage, or personal/advertising injury, your general liability coverage can cover legal fees and settlement costs in the event of a lawsuit

It’s important for all window cleaning businesses and professionals to carry general liability insurance, including:

  • Commercial window cleaners
  • Residential window cleaners
  • Window cleaning contractors

Even routine window cleaning jobs can lead to unexpected accidents and costly claims. That’s why window cleaning insurance can be valuable whether you run a full-time business, work independently, or provide window cleaning services on a part-time or seasonal basis.

Types of Insurance for Window Cleaners

There are different types of coverage for window cleaners, the most important of which is general liability insurance. Berxi offers general liability insurance for window cleaning businesses and professionals, and you can add optional business personal property coverage to your general liability policy to protect your equipment.

General liability insurance helps protect window cleaning professionals and businesses from common risks that can arise while working on a client’s property. It covers third-party claims involving:

  • Bodily injury, such as a customer or passerby tripping over a ladder, hose, bucket, or other equipment and getting injured
  • Property damage, such as accidentally cracking a window, damaging a window frame, scratching a client’s vehicle, or causing damage to other property while working
  • Personal and advertising injury, including claims of slander, libel, or copyright infringement in your advertising or marketing materials

These types of accidents can happen unexpectedly, and the costs can add up quickly. That’s where general liability insurance for window cleaners comes in: it can help cover medical bills, repairs, attorneys’ fees, legal settlements, and other expenses resulting from a claim.

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You can add optional business personal property (BPP) coverage to your Berxi general liability policy to help protect the tools and equipment you need to do your job. BPP coverage can help pay to repair or replace your window cleaning equipment and other business assets if they’re damaged or lost. (Note that BPP generally doesn’t apply to normal wear and tear.)

Examples include:

  • A water-fed pole, squeegee system, ladder, or other window cleaning equipment is damaged while being transported between job sites. BPP coverage can pay to repair or replace it.
  • Window cleaning supplies and equipment stored in your garage, workshop, or storage unit are damaged by a covered event, such as flooding. BPP coverage can help cover replacement costs.
  • A work laptop is lost or damaged. BPP coverage can help cover the cost of replacing it.

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Other Types of Window Cleaning Insurance

If you have employees, workers’ compensation insurance can help cover medical expenses and lost wages if they’re injured or become ill as a result of their work. In most states, this coverage is required by law once you hire employees. You can add optional workers’ comp coverage from one of our trusted partners to your Berxi general liability policy by speaking with our in-house product specialist team.

If you use a truck or another vehicle for business purposes, commercial auto insurance can help cover costs related to accidents, vehicle damage, and certain liability claims. This coverage is especially important if you transport employees, equipment, tools, and supplies between job sites.

Professional liability insurance helps protect your window cleaning business if a client claims your services caused them a financial loss. For example, it may help cover legal defense costs if you’re accused of failing to perform services as promised.

How much does window cleaner insurance cost?

Berxi’s general liability insurance for window cleaners starts at $500/year.

Your annual premium will depend on a few different factors, including:

  • Your annual revenue
  • Your location
  • The amount of coverage you need

You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at around $115/year.

Because we have no hidden costs or interest fees, window cleaning businesses who choose Berxi save an average of 15% vs. other insurance companies. The fastest way to find out how much you might pay for window cleaning insurance is to get a quote.

Why choose Berxi for your window cleaner insurance?

We’re part of Berkshire Hathaway Specialty Insurance.

With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.

We can save you an average of 15%.

Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.

We have an easy-to-use online platform.

You can visit our website to get a quote, buy a policy, update your information, and file a claim — all in just a few clicks.

We’re here for our customers.

When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.

How to Get Window Cleaning Insurance from Berxi

Getting covered is fast and straightforward.

Step 1: Using our easy online quote process, just answer a few quick questions about your work. Get a quote today.

Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.

Step 3: Get an instant, personalized quote with clear pricing.

Step 4: Purchase coverage online in minutes.

Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.

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What Window Cleaners Are Saying About Berxi

“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”


Che

“The best service one can ask for, provided without hesitation.”


Giselle

“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”


Jeremy

AM Best

Insurance for Window Cleaners FAQ

Yes, even if you only clean residential windows, insurance is still a smart investment. Accidents can happen on any job, whether you’re working at a private home or a commercial property. General liability insurance can help protect you financially if you accidentally damage a client’s property or if someone is injured as a result of your work.

Yes, Berxi general liability insurance covers accidental damage to client property, including windows. Your Berxi window cleaning insurance policy can help pay to repair the window, as well as pay for legal costs and damages in the event of a lawsuit.

Yes, your Berxi general liability insurance policy covers employee actions. For example, if an employee accidentally causes property damage or bodily injury to a nonemployee, such as a client, your Berxi window cleaning insurance can help cover the related costs.

However, general liability insurance does not cover employee injuries that occur on the job. For that, you need workers’ compensation insurance.

Yes, gutter cleaning and window cleaning are covered by Berxi general liability insurance. If your business is primarily a window cleaning business that sometimes does gutter cleaning, you can select window cleaning while getting your online quote. If you are primarily a gutter cleaning business, you should select that option.

Still have questions?

  1. For the fastest response, feel free to email us at support@berxi.com
  2. You can also talk to one of our licensed representatives by calling us at 833-242-3794. We’re available Monday through Friday, 8 a.m. – 8 p.m. ET (except holidays).

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