When you’re teaching yoga or running a yoga studio, there’s always a chance that something could go wrong, including slip and fall accidents in your studio, bodily injuries due to your instruction, or accidental property damage.
That’s why yoga insurance is so important: it helps protect you financially and legally if an accident or claim arises.
Even in a calm, controlled environment, unexpected incidents can happen. A visitor to your studio could slip on a wet floor and get hurt. You could accidentally damage rented studio space. Someone might even claim your instruction caused an injury or made a preexisting condition worse. These situations are more common than you might think — and they can get expensive quickly.
General liability insurance helps protect you from these risks, which is why many studios and landlords require proof of coverage.
Yoga teacher and yoga studio insurance provides important protection from:
Accidents that result in bodily injury
If a student slips and falls in your studio or teaching space, you could be responsible for medical bills and related costs — as well as legal expenses if a lawsuit is filed.
Student injuries due to your instruction
A student could claim they were injured or aggravated an existing condition due to improper instruction or lack of supervision during a yoga class or private session.
Property damage during an appointment
If you damage studio property, a client’s belongings, or a rented space (such as scratching floors with equipment), you could be responsible for repairing or replacing it.
Lawsuits, legal fees & damages
If you’re sued for third-party bodily injury, property damage, or personal injury, you may need to hire a lawyer to defend yourself and pay for potentially hefty settlements or damages.
All yoga studios and professionals can benefit from insurance, including:
Berxi’s general liability insurance starts at just $100/year for yoga instructors and $350/year for yoga studios.
Your annual premium will depend on a few different factors, including:
Because Berxi has no hidden costs or interest fees, yoga instructors and studios who choose our insurance save an average of 15% vs. other providers. The fastest way to find out how much you might pay for yoga instructor insurance is to get a quote.
Berxi’s customized general liability insurance for yoga teachers and studios is designed to protect you legally and financially from the risks you face every day, including student injuries and third-party property damage.
And, if you choose to add optional business personal property coverage to your general liability policy, your Berxi insurance can also help cover the costs of replacing your equipment and other business assets if they’re damaged or stolen.
General liability insurance covers claims of third-party bodily injury and property damage related to your yoga classes and business activities, along with personal and advertising injury, like libel or slander. Berxi’s yoga teacher insurance follows you everywhere you teach, so you’re covered wherever you go.
Plus, unlike other insurance companies, Berxi’s general liability policies include coverage for student injuries related to your instruction at no extra cost. So if a student claims your guidance caused an injury or worsened an existing condition, Berxi’s got you covered.
Examples include:
You can add optional business personal property (BPP) coverage to your Berxi general liability policy for extra protection. This coverage add-on can help pay to repair or replace your equipment, inventory, and other business assets that are damaged, including your yoga gear, sound equipment, computers, and more.
Examples include:
Berxi’s policies are built with yoga instructors and small studios in mind. Key benefits include:
If a customer or visitor is injured at your place of business or teaching space — for instance, by slipping and falling — your general liability policy can help cover their medical bills and defend you in case of a lawsuit.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
Unlike other insurance providers, Berxi includes professional incident coverage for bodily injury due to instruction as part of our general liability policies at no extra charge. So if a client claims you made an error in your work that caused them bodily injury, such as improper instruction in a yoga class, your policy can help pay for medical bills and legal defense.
Personal and advertising injury coverage protects against legal issues stemming from things you write or say, including your marketing activities. It safeguards you from claims of reputational harm, such as libel and slander, as well as copyright infringement in your marketing materials and privacy invasion.
If your business is sued for a general liability claim (like bodily injury, property damage, personal injury, or advertising injury), your policy can pay for a lawyer to defend you and cover any damages or settlement costs.
With a general liability policy from Berxi, everyone employed by your business is covered, not just you. That means your business will be protected from general liability claims resulting from employee actions: if an employee accidentally damages someone’s property, your Berxi policy can help cover the costs.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional endorsement, which can help pay for damage or loss of your equipment, computers, inventory, furnishings, and other business assets. (Note that BPP generally doesn’t apply to normal wear and tear.)
In addition, you can add workers’ compensation and cyber liability coverage to your Berxi general liability insurance policy by speaking with our in-house customer support team.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15% vs. industry standards.
You can visit our website to get a quote, buy a policy, update your account information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, just answer a few quick questions about your work, including where you practice, your business details, and your coverage needs. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.
“I am setting up a new business, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to-do list immediately.”
— Tara
“The best service one can ask for, provided without hesitation.”
— Giselle
“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”
— Jeremy
Yes, even part-time instructors face the same risks as full-time teachers, including student injuries or property damage claims. Yoga insurance helps protect you financially if something goes wrong, no matter how often you teach. And because Berxi’s yoga teacher insurance starts at just $100/year for individual instructors, the cost of protecting yourself is dwarfed by the potential cost of a lawsuit.
Yes, Berxi yoga teacher insurance covers virtual instruction since students can still claim injury from following your guidance.
Yes, Berxi general liability insurance for individual yoga teachers/instructors follows you wherever you teach, not just at a single location, so you are protected while teaching at different studios or rented spaces. This flexibility is especially helpful for instructors who teach in multiple settings.
Often, yes. A studio’s policy may not fully cover independent instructors or may provide only limited protection. Having your own policy helps ensure you’re personally covered if a claim is made against you.
Yes, Berxi’s general liability policies for yoga studios can cover your business and your employees under one policy. This means your entire team are protected from claims related to bodily injury, property damage, personal injury, and more.
While insurance may not be legally required everywhere, many studios, landlords, and clients require proof of insurance before allowing you to teach. Even when it’s not required, coverage is a smart way to protect yourself from expensive claims, lawsuits, and legal fees.
Most yoga teachers benefit from general liability insurance, which covers third-party bodily injury, property damage, and legal costs. Berxi’s general liability insurance policies also include coverage for injuries related to instruction at no extra cost, which means if a student gets hurt because of your instruction, you’ll be covered.
Yoga studios typically need general liability insurance to cover accidents involving clients or visitors, as well as property damage claims. Many also add business personal property coverage to their yoga studio insurance policy to protect equipment, inventory, and other assets.
Save on top-tier coverage in minutes. get a quote
