From washing siding and driveways to cleaning decks, patios, and commercial properties, every pressure washing job comes with its own unique risks. Pressure washing insurance from Berxi is designed to help protect your business, your finances, and your equipment — so you can focus on delivering great results.
Pressure washing companies face unique risks: a customer could be injured around your equipment, you could accidentally damage someone’s property while cleaning, or expensive pressure washing equipment could get damaged. Pressure washing insurance helps protect your business from common risks like these so you can focus on delivering great results with confidence:
Berxi’s customized pressure washing insurance is designed to protect you from the real-world risks you face on the job. We offer general liability insurance to protect you from claims of third-party bodily injuries, property damage, and more, as well as an optional business personal property (BPP) coverage add-on to protect your equipment.
General liability insurance for pressure washing businesses covers claims of third-party bodily injury and property damage that may arise from your pressure washing work, as well as personal and advertising injury claims, such as libel, slander, or copyright infringement in your marketing.
General liability insurance can help pay for medical expenses, repair and replacement costs, legal fees, settlement costs, and other costly damages.
Examples include:
You can also add optional business personal property (BPP) coverage to your Berxi general liability policy to help repair or replace business property if it’s damaged. This can include pressure washers, surface cleaners, hoses, spray wands, generators, computers, office furniture, and other equipment you rely on to keep your business running.
Examples include:
Berxi’s pressure washing insurance policies are built with you and your business in mind. Key benefits include:
If a customer or visitor to a job site is injured — for instance, by slipping on a wet surface — your general liability policy can help cover their medical bills and pay for any related legal costs and damages.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
Personal and advertising injury coverage protects against legal issues stemming from things you write or say, including your marketing activities. It safeguards you from claims of reputational harm, such as libel and slander, as well as privacy invasion and copyright infringement in your advertising.
If you are sued for a general liability claim (like bodily injury, property damage, personal injury, or advertising injury), your policy can pay for a lawyer to defend you, and also cover any damages or settlement costs you may be required to pay.
With a general liability policy from Berxi, everyone employed by your business is covered, not just you. That means your pressure washing business will be protected from general liability claims resulting from employee action. For instance, if an employee accidentally damages someone’s property, your Berxi policy can help cover the costs.
If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you legally and financially.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional add-on, which can help pay for damage or loss of your pressure washing equipment, tools, work computers, and other business assets. (Note that BPP generally doesn’t apply to normal wear and tear.)
In addition, you can get workers’ compensation and cyber liability coverage from one of our trusted partners by speaking with our in-house customer support team.
Berxi’s general liability insurance for pressure washing businesses starts at just $350/year.
Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at around $115/year.
Because we have no hidden costs or interest fees, pressure washing businesses who choose Berxi save an average of 15% vs. other providers. The fastest way to find out how much you might pay for pressure washing insurance is to get a quote.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, update your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, just answer a few quick questions about your pressure washing business. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.
“Berxi was considerably less expensive than my previous brick and mortar agent, and much more accessible. I wish I would have made the switch earlier.”
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Edward E.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
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Che H.
“The quoting process was easy, and the price is better than anywhere I’ve found!”
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Jeremy B.
Yes, pressure washing insurance is a smart investment. While insurance may not be legally required for every pressure washing business, it provides essential protection. Accidents can happen unexpectedly, whether it’s damage to a client’s property, a client injury at a job site, or damaged equipment.
Even if you work alone, you can still be held responsible if someone is injured at your job site or a client’s property is damaged because of your work. Pressure washing insurance can help protect you from costly claims, legal expenses, and other unexpected incidents that could otherwise come out of your own pocket.
Insurance coverage may also be required by certain clients, contractors, or commercial property managers before they’ll hire you.
Your base general liability insurance policy doesn’t cover damage to your own tools and equipment, but you can add optional business personal property (BPP) coverage to your Berxi general liability policy, which can help pay to repair or replace your tools, equipment, supplies, and other business assets in case they’re damaged or lost. You can easily bundle BPP coverage into your policy while purchasing your general liability insurance policy, and the BPP coverage add-on starts at just $115/year.
Yes, your Berxi general liability policy will also cover soft washing and roof cleaning (three stories or less). If you choose to add business personal property coverage to your general liability insurance policy, it will cover both your pressure washing equipment and any other tools you use in your work.
With Berxi, you can get your certificate of insurance the same day you get covered.
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