You work hard to help people feel stronger, healthier, and more confident. But what happens if a client claims they were injured due to your instruction, or a visitor slips on a wet floor and gets hurt? What if you accidentally damage a client’s cell phone or break a mirror in a rented space?
That’s where Berxi’s top-rated fitness insurance comes in: with our customized general liability insurance for fitness professionals and businesses — including coverage for client injuries caused by your instruction, advice, or training — you get the protection you need to focus on what matters: helping people reach their fitness goals.
Berxi’s customized general liability insurance for fitness businesses and professionals is designed to protect you legally and financially from the risks you face every day, including slip and fall injuries, client injuries due to your professional instruction, and third-party property damage.
In addition, you can add business personal property (BPP) coverage to your general liability policy, which can pay for repairs or replacements if your fitness equipment and other business assets are damaged or lost.
General liability insurance covers third-party claims of bodily injury and property damage that occur in connection with your fitness business. It also covers claims of personal and advertising injury, such as libel, slander, or copyright infringement in your advertising.
Plus, unlike other insurance providers, Berxi’s general liability policies include coverage for client injuries due to instruction, training, or advice at no extra charge. So if a client claims they were injured because of instruction from you or your employees, Berxi’s got you covered.
Examples include:
If you ever face a claim like this, your general liability insurance can pay medical bills, replace or repair damaged property, and pay for legal defense and damages in the event of a lawsuit.
You can optionally add business personal property (BPP) coverage to your Berxi general liability policy. This coverage add-on can help pay for repairs or replacements if your business assets are damaged, including your equipment, computers, furnishings, inventory, and more.
Examples include:
Berxi’s fitness insurance policies are built with small studios and individual fitness professionals in mind. Key benefits include:
If a client or visitor is injured at your studio or training space — for instance, by slipping and falling — your general liability policy can help cover their medical bills and pay for any related legal costs and damages.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
Unlike other insurance providers, Berxi’s general liability policies include professional incident coverage for bodily injury due to your instruction at no extra charge. That means if a client claims you caused them bodily injury due to an error in your work, such as negligence in a fitness class or improper instruction, your policy can help pay for medical bills and legal defense.
Personal and advertising injury coverage protects against legal issues stemming from things you write or say, including your marketing activities. It safeguards you from claims of reputational harm, such as libel and slander, as well as privacy invasion and copyright infringement in your advertising.
If you are sued for a general liability claim (like bodily injury, property damage, personal injury, or advertising injury), your policy can pay for a lawyer to defend you and cover any damages or settlement costs you may be required to pay.
With a general liability policy from Berxi, everyone employed by your business is covered, not just you. That means your business will be protected from general liability claims resulting from employee actions: for instance, if an employee accidentally damages someone’s property, your Berxi policy can help cover the costs.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional endorsement, which can help repair or replace damaged or lost fitness equipment, computers, inventory, furnishings, and other business assets. (Note that BPP generally doesn’t apply to normal wear and tear.)
In addition, you can get workers’ compensation and cyber liability coverage from one of our trusted partners by speaking with our in-house customer support team.
Berxi’s general liability insurance starts at just:
Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at around $115/year.
Because we have no hidden costs or interest fees, fitness professionals and studios who choose Berxi save an average of 15% vs. other providers. The fastest way to find out how much you might pay for fitness insurance is to get a quote.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, update your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, just answer a few quick questions about your work. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.
“The best service one can ask for, provided without hesitation.”
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Giselle G.
“I am setting up a new business, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to-do list immediately.”
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Tara
“The quoting process was easy, and the price is better than anywhere I’ve found!”
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Jeremy B.
No, if your profession requires certification, that certification does not include liability insurance. You can protect yourself from claims of bodily injury, including client injuries due to your instruction or training, and property damage with Berxi’s general liability fitness insurance. Berxi’s policies start at just $8/month for independent fitness professionals and $29/month for studios, gyms, and health clubs.
Yes, your individual Berxi general liability fitness insurance follows you wherever you work, not just at a single location, so you are protected while training at client homes, parks, gyms, and rented spaces. This flexibility is especially helpful for fitness professionals who provide instruction or training in multiple settings.
With Berxi, you can get your certificate of insurance the same day you get covered.
Berxi has you covered. Unlike other insurance providers, Berxi’s general liability insurance policies include professional incident coverage, which protects you from claims of client injuries due to instruction, training, or advice provided by you or your employees. That means if a client claims they were injured in your class or due to your negligence in a training session, your Berxi general liability policy can pay for medical bills and other costs, as well as attorneys’ fees and damages in the event of a lawsuit.
Yes. You have the option to add business personal property (BPP) coverage to your Berxi general liability insurance policy, which can help pay to repair or replace your fitness equipment and other business assets if they’re damaged or lost. Adding BPP to your policy is easy: while getting a quote for your general liability insurance policy, simply select the option to protect your equipment.
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