Nursing Malpractice Insurance for NPs, RNs & LPNs/LVNs

Things happen. Mistakes may get made, or a patient (or their family) may simply want to blame someone for a difficulty they’re having. Ultimately, it’s important to protect one of your biggest assets — your career. You can rest easy knowing that the team at Berxi will be looking into your claim and providing you with the resources to protect you.

Berxi Malpractice Insurance: Key Features

Here are some noteworthy features of our nursing malpractice insurance:

• Legal defense outside the limits of liability
  • This means that money spent on your defense won’t be deducted from your
    insurance limits — so if you have a $1 million limit, you’ll still have $1
    million to pay for any settlements or damages.
• Consent to settle
  • This means that we won't settle a claim without your consent.
• Costs to defend a board action or investigation against you
• $0 deductibles
• Flexible insurance limits based on your needs
• Convenient payment plans for select policies
• Occurrence and claims-made policy options
  • Don’t know the difference between the two? No worries! We wrote an article
    that breaks it all down for you.
• Customizable tail coverage options for customers with claims-made policies

How Much Does Nursing Malpractice Insurance Cost?

Malpractice insurance for RNs and LPNs/LVNs typically starts at around $68 per year, and medical malpractice policies for NPs start around $779 per year. That said, the actual cost of your policy will depend on a number of factors, including your years of experience, education, state(s) in which you work, and time spent on the job.

Want to get a better idea of how much your policy could cost? Take a few minutes and get a quote now. If you decide to purchase, your policy can go into effect any day you’d like, including today.

Medical Malpractice Insurance: What's Covered Under a Berxi Policy?

• Industry Coverage

• Medical Malpractice Coverage

• Defense Counsel

• Consent to Settle

• Worldwide Coverage

• Good Samaritan Coverage

• Automatic Coverage Extensions

• HIPAA Violation Defense

• Licensing Board Protection Defense

• Wage Loss/Deposition Expenses

• Reputation Coverage

• Additional A La Carte Coverage

• Business/General Liability Coverage

• Medicare/Medicaid Reimbursement Endorsement

Does a Berxi Policy Cover Nurses Who Work in Different Locations?

Yes, we cover you if you work in different cities and states. On the application, simply select the state in which you primarily practice. Your Berxi policy follows you across all 50 states (and Washington, DC), so work performed outside the state where you primarily practice will be covered under your policy.

Does a Berxi Malpractice Policy Cover My Teaching?

Yes. Under your Berxi insurance policy, you’re covered for your part-time teaching at a community college/university or healthcare facility while you practice.

Do You Provide Coverage for Me While I Go Back to Nursing School?

Yes, we do. There are two ways to do this. If you’d like coverage as an RN and as a student, you can simply purchase an RN policy and we can add a student endorsement to it. But if you prefer coverage only as a student, we also offer a variety of student policies that start at about $14 per year.

Why Should I Choose Berxi for My Nursing Malpractice Insurance?

We’re working to create a better insurance experience for nurses by offering affordable coverage and outstanding service. Here are a few things that set us apart.

We want to be part of your possible.

We’re part of Berkshire Hathaway Specialty Insurance Company.

You can be sure we’ll be with you for the long haul because we’ve got the financial stability other direct insurers don’t.

We’re a direct-to-you.

This means that we’re not just the people who sell you an insurance policy – we’re also the people who handle your claim. There’s no one in the middle; it’s just us and you. Plus, working directly with us eliminates fees that are typical in insurance transactions. In fact, our customers typically save an average of 20% – and in some cases, even more.

We’re digital.

You can go onto our website to get a quote, buy a policy, and download your certificate of insurance – all in the same day. And if you ever need to file a claim, you can do that digitally too.

We’re here for our customers.

When you call our support line, you’ll reach a person who’ll work hard to answer all your questions. Being a customer-first company is part of our mission — and we have a great reputation for it.

“Helpful, rapid, and responsive service. They patiently and courteously helped me through the nuances of all my questions!” - Catherine, New Hampshire