Jul 09, 2025
You’re probably thinking, “Berxi sells liability insurance … what else is there to know?” Well, not to take ourselves too seriously, but when it comes to something as important as protecting your career or business, the little things can make a big difference.
For instance: when you need help, will you be able to reach your insurance company, or will you get stuck pressing 1 in endless phone trees? If you get sued, will your insurer have the money to pay for damages? If you know you’re not at fault and want to prove it, will the company fight for your best interests or settle without your permission?
Today, we’re pulling back the curtain to show you what makes Berxi insurance different — and why thousands of professionals and business owners across the country are making the switch.
Let’s start with the basics.
At Berxi, we focus on doing a few things really well. We specialize in four types of insurance:
That’s it. No distractions. Just exceptional insurance coverage for professionals and businesses. And with hundreds of thousands of customers nationwide, we’ve built a reputation for protecting what matters most: your livelihood, your finances, and your reputation.
Yes, that Berkshire Hathaway Specialty Insurance, one of the most trusted names in the industry. Every Berxi policy we sell is backed by Berkshire Hathaway Specialty Insurance Company, which has an A++ financial strength rating from AM Best — the highest possible rating. That means we have the resources and willingness to pay for claims when you need us. Yeah, you might say we’re pretty legit.
We’re a direct-to-customer insurance provider. That means you can buy directly from us with no middlemen or commission fees. And because we sell direct, we can avoid a lot of the added costs usually found in insurance transactions and pass the savings on to you — an average of 15% or more.
Having a direct relationship with our policyholders also means that when you need help, you can reach us directly. If you ever have to face a claim — or even if you suspect a claim might be filed against you — you’ll never have to face it alone. Our claims team will personally support you through the process and keep you informed every step of the way.
Now for the fun part — the behind-the-scenes stuff that sets us apart.
When you call us, you’re talking to a real Berxi product specialist — not a robot or a third-party contractor reading from a script. Our support team is trained, knowledgeable, and genuinely here to answer your questions and resolve issues quickly and effectively. If you ever have a question, you can reach us at 833-242-3794 or support@berxi.com, Monday through Friday, from 8 am to 8 pm ET.
That’s right: our customer support team isn’t trying to sell you anything, and they don’t work on commission. Their job is to help you find the right coverage and answer your questions, not upsell you. That’s one reason why our customer satisfaction ratings are so high: 4.87 out of 5 stars based on reviews from more than 13,000 people.
Want to get insured without ever picking up the phone? With Berxi, you can. Our easy-to-use online portal allows you to:
Of course, if you ever want to connect with someone, we’re just a phone call or email away.
We’re not just here to sell insurance — we’re here to help you achieve your goals. Our blog is packed with expert advice, how-to guides, and insurance insights to help you advance your career, grow your business, and stay ahead of the curve.
Want an example? Check out our essential guide to preparing for a nursing job interview. Or this comprehensive explainer to help you determine how much general liability coverage you need for your business. Or this account of a real-life errors and omissions claim.
We’re also on Instagram. Follow us at @myberxi for tips, updates, and other fun stuff — well, as fun as liability insurance can be.
With Berxi, what you see is what you get. We don’t tack on surprise charges or interest payments, so when you get a quote from us, the dollar amount you’re quoted is the dollar amount you’ll pay. Transparency is kind of our thing.
Our expert claims specialists are dedicated to fighting for our policyholders and keeping them in the loop while a claim is being fought. Every Berxi policy includes “consent to settle,” which means we’ll never settle a claim without your permission — we don’t settle unless you say so. If you don’t agree with the settlement terms or you believe settling would unfairly harm your reputation, you can choose to take the case to trial. We’ve got your back.
Work in multiple states? No problem. Our policies offer nationwide coverage, so you’re protected wherever your work takes you. So if you’re a business owner or independent contractor who works with clients in different areas, or a healthcare professional with more than one job location, you never have to worry about your Berxi coverage stopping at state lines.
In the world of malpractice insurance, you can’t always count on your employer-provided policy to protect you. There are a lot of reasons to get your own supplemental malpractice policy to complement your existing coverage: maybe your employer’s policy won’t cover you if you’re called to appear before a licensing board. Or maybe you want to ensure that in the event of a lawsuit, you’ll have enough money to cover damages, as well as your own dedicated lawyer defending you.
Whatever the reason, we’ve got you. We offer industry-leading supplemental malpractice insurance that gives healthcare professionals the confidence and peace of mind they need to focus on what matters.
If you’ve ever shopped for professional liability or general liability insurance, you know it can feel like navigating a maze of jargon, fees, and fine print. That’s where Berxi comes in. From the beginning, we’ve made it our mission to simplify the insurance experience and make it easier for professionals and small businesses to get great coverage — without getting a headache. From your first quote to your last renewal, we’re here to make insurance easier to understand (and easier to afford).
So there it is: now you know what makes us tick. And if you’re looking for high-quality professional or general liability insurance that’s affordable, reliable, and easy to manage, we think Berxi could be the perfect fit.
Get an instant quote today — it takes only a few minutes, and you might be surprised by how affordable great coverage can be. Plus, your policy can go into effect as soon as the same day, so you can get a quote, get covered, and get back to business.
Image courtesy of iStock.com/Tempura
Image courtesy of iStock.com/miniseries
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The views expressed in this article are those of the author and do not necessarily reflect those of Berxi™ or Berkshire Hathaway Specialty Insurance Company. This article (subject to change without notice) is for informational purposes only, and does not constitute professional advice. Click here to read our full disclaimer
The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please review the policy or contact us at 833-242-3794 or support@berxi.com. “20% savings” is based on industry pricing averages.
Berxi™ is a part of Berkshire Hathaway Specialty Insurance (BHSI). Insurance products are distributed through Berkshire Hathaway Global Insurance Services, California License # 0K09397. BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s. The rating scales can be found at www.ambest.com and www.standardandpoors.com, respectively.
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Tiffanie Drayton Feb 19, 2025
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