May 15, 2025
We get it — when it comes to insurance, it’s important to do your due diligence. You want an insurance company you can trust, especially if it’s going to be responsible for protecting your career or business.
So you’re wondering: is Berxi legit? Yes — and we’re glad you asked.
Berxi is an insurance provider specializing in professional liability and general liability insurance. We’re part of Berkshire Hathaway Specialty Insurance Company, and we’ve been providing top-quality coverage for professionals and small businesses since 2017.
Berxi is exclusively focused on four types of insurance coverage: medical malpractice, dental malpractice, errors and omissions, and general liability insurance. That means we’re pros at what we do, and hundreds of thousands of professionals, businesses, and healthcare providers across the country trust us to protect the things that matter most to them: their financial well-being, their livelihoods, and their reputations.
We’re committed to making insurance easier for the people and businesses we serve — easier to buy, easier to understand, and easier to afford. And as part of Berkshire Hathaway Specialty Insurance Company, we have the financial resources and expertise to make sure you’re protected for the long term.
In many ways, Berxi works like other liability insurance providers: if a lawsuit is filed against you or your business, we can pay for your legal defense and settlement costs. But in other ways, we’re very different from other insurers. Here are a few things that set us apart.
Unlike many other insurance providers, Berxi is a direct-to-customer insurance provider. That means we sell your policy directly to you, with no brokers, middlemen, or commission fees — and we pass the savings along to you. In fact, our customers typically save an average of 15% or more.
We hope this helps you understand why our coverage tends to be more affordable than other companies: it’s because our policies don’t come loaded with the commissions and service fees that are all too common in insurance transactions.
Being a direct-to-customer insurer also means that when you need help, our in-house insurance experts will take your calls and answer your questions. And if a claim is ever filed against you, our world-class claims team will personally handle the claim and support you throughout the process.
Berxi is fully digital. With our easy-to-use online portal, you can get an instant quote, buy your policy, and download your proof of insurance — all in the same day. And with 24/7 digital access to your account, you can manage every aspect of your policy online, from adjusting your coverage to updating your information and payment details.
Because we’ve made it so easy, you can get insured and get back to business in minutes without ever talking to anyone. Of course, when you need help, you can pick up the phone and speak to a real person — one of our customer support team members will be waiting to take your call.
In case you were wondering where we got our name: Berxi is part of Berkshire Hathaway Specialty Insurance Company (BHSIC), one of the most trusted and financially established insurance providers in the business. BHSIC is rated A++ for financial strength by AM Best — the highest possible rating.
Every Berxi policy is backed by the industry-leading financial strength of BHSIC, so you never have to wonder whether we have the resources to pay a claim. When you choose Berxi, you can be confident in our ability to have your back when you need us.
Berxi is rated 4.87 out of 5 stars by more than 13,000 customers. We pride ourselves on making sure the people we serve have the best and easiest insurance experience possible. But don’t take it from us: here are some Berxi insurance reviews from real customers.
“Berxi is hands down the most accessible and helpful insurance company I have ever worked with.” — Shannon
“Berxi was recommended to me by a friend at another company, and now it seems that everyone where I work has them too! The quoting process was easy . . . and the price is better than anywhere I’ve found.” — Jeremy B.
“I appreciate the excellent customer service! It makes all the difference to know you will be supported by knowledgeable representatives when you need help.” — Carrie F.
“My claims representative was so compassionate. He listened and kept me informed on the status of the case. He really cared about what I was going through and reassured me that Berxi was on my side.” — Kim P.
“When I called the customer service number for Berxi, I actually got a real person, and she was so helpful and thorough!” — Kathleen T.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!” — Che H.
In addition to our easy-to-use online experience, our industry-leading financial strength, and our world-class customer support and claims service, Berxi also offers excellent coverage. We’re committed to protecting your career, your business, and your finances, and our coverage goes above and beyond. Key benefits of a Berxi policy include:
If you’re looking for comprehensive professional liability or general liability insurance from a trusted insurance provider, Berxi might be the choice for you. Take a few minutes to learn more about the different kinds of insurance we offer:
If you’re interested in seeing how much a Berxi insurance policy could cost you, get an instant online quote. You might be surprised by how much you could save.
Berxi is not part of GEICO. We’re part of Berkshire Hathaway Specialty Insurance Company, which is itself a subsidiary of Berkshire Hathaway Inc. While we have partnered with GEICO to provide its customers with malpractice insurance, and GEICO is also a subsidiary of the larger Berkshire Hathaway Inc. — along with a number of other insurance providers and companies — GEICO and Berxi are not the same company and have no ownership relationship with each other.
Berxi provides professional liability insurance and general liability insurance for all kinds of professionals and small businesses. Whether you need medical malpractice insurance, dental malpractice insurance, errors and omissions insurance, or general liability insurance, Berxi offers high-quality coverage that fits your needs. Because we focus exclusively on professional liability and general liability insurance, we’re experts at providing customized coverage for your unique risks.
Berxi is part of Berkshire Hathaway Specialty Insurance Company, which has an A++ financial strength rating from AM Best and an AA+ rating from Standard & Poor’s. In turn, Berkshire Hathaway Specialty Insurance Company is a subsidiary of Berkshire Hathaway Inc. As a publicly traded company, Berkshire Hathaway Inc. is owned by its shareholders.
Last updated on May 15, 2025.
Originally published on May 13, 2025.
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The views expressed in this article are those of the author and do not necessarily reflect those of Berxi™ or Berkshire Hathaway Specialty Insurance Company. This article (subject to change without notice) is for informational purposes only, and does not constitute professional advice. Click here to read our full disclaimer
The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. If you have questions about coverage available under our plans, please review the policy or contact us at 833-242-3794 or support@berxi.com. “20% savings” is based on industry pricing averages.
Berxi™ is a part of Berkshire Hathaway Specialty Insurance (BHSI). Insurance products are distributed through Berkshire Hathaway Global Insurance Services, California License # 0K09397. BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, consisting of National Indemnity and its affiliates, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s. The rating scales can be found at www.ambest.com and www.standardandpoors.com, respectively.
No warranty, guarantee, or representation, either expressed or implied, is made as to the correctness, accuracy, completeness, adequacy, or sufficiency of any representation or information. Any opinions expressed herein are subject to change without notice.
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Tiffanie Drayton Feb 19, 2025
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