Whether you run a medical practice, specialty clinic, therapy office, or healthcare facility, you work hard to provide quality care for your patients every day. But even the most well-run medical offices can face unexpected risks, from visitor injuries and property damage claims to damaged equipment and other business setbacks. Medical office insurance from Berxi can help protect your business so you can focus on caring for your patients with confidence.
Medical office insurance is important for healthcare practices and businesses of all kinds, including:
Berxi offers general liability insurance for medical offices. General liability insurance covers third-party claims of property damage, bodily injury (such as slip-and-fall injuries), and personal and advertising injury. You can also add optional business personal property coverage to your general liability policy, which helps protect your equipment and other business assets.
In addition, Berxi offers medical malpractice insurance for healthcare professionals of all kinds.
Healthcare practices, offices, and clinics don’t just face risks related to patient care. Everyday business operations can also lead to claims, especially if a client, patient, vendor, or visitor is injured on-site or says your business damaged their property.
Berxi offers general liability insurance for medical offices, practices, and clinics. General liability insurance can help cover claims of third-party bodily injury or property damage connected to your business, as well as personal and advertising injury claims, such as libel or slander.
Examples include:
General liability insurance can help your healthcare business respond to covered claims without having to shoulder the full cost on your own.
You can add optional business personal property (BPP) coverage to your Berxi general liability insurance policy to help pay for repairs or replacements if your medical equipment, office furniture, computers, supplies, and other business assets are damaged.
Examples include:
In addition to general liability insurance for medical offices, Berxi also offers medical malpractice insurance for individual healthcare providers. Medical malpractice insurance can help protect healthcare providers from the legal and financial burdens of a malpractice claim. This may include costs related to legal defense, settlements, judgments, and other covered expenses.
Berxi malpractice healthcare liability insurance policies include coverage for:
With Berxi medical malpractice insurance, healthcare professionals can get coverage that helps protect them when a malpractice claim or complaint against their license threatens their finances, career, and reputation.
If your medical office has employees, workers’ compensation insurance can help cover medical expenses and lost wages if they’re injured or become ill as a result of their work. In most states, employers are required by law to carry workers’ compensation insurance once they hire employees. You can add optional workers’ comp coverage from one of our trusted partners to your Berxi medical office insurance policy.
Because healthcare practices often store sensitive or protected health information about their patients, cybersecurity breaches can cause significant financial losses, including the costs of data recovery, patient notification, and legal expenses. Cyber liability insurance can help cover the costs of notifying patients, legal fees, credit monitoring services, and even reputational damage. You can add optional cyber coverage from one of our partners to your Berxi medical office insurance policy.
If you have company cars for your medical business, you’ll need commercial auto insurance to protect them. A commercial auto policy can help protect you from out-of-pocket costs for injuries, vehicle damage, and liability if something goes wrong on the road.
Commercial property insurance helps protect your business premises from risks such as theft, fire, or certain other types of damage. If you own a medical practice, office, or clinic, commercial property insurance can help protect you from the potentially devastating impact of an unexpected event.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, medical offices that choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, download proof of insurance, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward:
Step 1: Get a quick online quote. Just select the type of insurance you’re looking for and answer a few quick questions about your work. Get a quote today.
Step 2: Choose your coverage limits.
Step 3: Purchase your policy and download your certificate of insurance.
Step 4: Access your policy 24/7 to manage certificates, update your details, or file a claim — right from your phone or computer.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
—
Che H., Psychologist
“[My claims representative] was so compassionate. He really cared about what I was going through and reassured me that Berxi was on my side and that I didn’t need to worry
—
Kim P., Physical Therapist
“The quoting process was easy, and the price is better than anywhere I’ve found!”
—
Jeremy B., RN
Yes, your Berxi general liability policy covers third-party claims caused by an employee during business operations, such as accidental damage to someone else’s property. It does not replace workers’ compensation or medical malpractice insurance, so employee injuries, professional services, and licensing-related claims may require different coverage. You can get workers’ compensation coverage from one of our trusted partners by speaking with our in-house product specialist team. In addition, Berxi medical malpractice insurance can be purchased separately.
The right amount of general liability coverage depends on factors such as your office size, foot traffic, lease requirements, services, and overall risk exposure. If a landlord, lender, or business partner requires specific limits, you’ll want to make sure your policy meets those requirements. Berxi offers flexible limits up to $1 million per claim/$5 million aggregate.
Yes, you can get coverage for a home-based medical practice, depending on your business details, location, and the type of work you do. During the quote process, Berxi will ask a few questions to help determine what coverage options may be available for your practice.
General liability insurance typically does not cover data breaches or cyberattacks involving patient records. For that type of protection, you can add cyber liability insurance to your Berxi general liability insurance policy, which can help cover costs such as patient notification, legal fees, credit monitoring, and other covered cyber-related expenses. To add cyber liability insurance from one of our trusted supports to your general liability policy, contact our product specialist team.
With Berxi, you can get your certificate of insurance the same day you get covered. To instantly download your certificate of insurance, just log in to your Berxi account.
Alternatively, you can reach out to our customer support team at support@berxi.com and they can email you your certificate of insurance.
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